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Wife’s Dilemma: Co-own a House with Irresponsible Husband or Go Solo?

by Diply Social Team
3 years ago
in Family
Reading Time: 11 mins read
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Imagine being married to someone who comes from a wealthy family, but has no sense of financial responsibility. You work hard, pay off your debts, and save for your dream house, only for your spouse to suddenly want in on the action. This is the dilemma faced by a woman who’s been married for 7 years to a man with credit card debts and no assets to his name. With a prenup in place that keeps their finances separate, she’s unsure whether to co-own the house with him or go solo. Let’s dive into this messy situation.

The Wealthy Family Background

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

Prenup Drama

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

Separate Finances

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

Her Financial Success

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

His Financial Struggles

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

Her Dream House

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

His Refusal to Buy a House

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

Husband’s Sudden Change of Heart

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

Her Doubts About His Ability to Pay

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

His Ultimatum

Image credit: vast_parfait5926 | vast_parfait5926
vast_parfait5926 | vast_parfait5926

To Co-own or Not to Co-own, That Is the Question

This woman has worked hard to overcome her financial struggles and save for her dream house. But now her husband, who has a history of financial irresponsibility, wants to co-own the house with her. She’s worried he won’t be able to pay his share of the mortgage, and he’s giving her an ultimatum: co-own or he won’t move in. What a mess! Let’s see what the internet thinks of this sticky situation…

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Prenup in place, but is the house still a marital asset?

Image credit: favoritesweater99 | favoritesweater99
favoritesweater99 | favoritesweater99

Buy your own house and enjoy the fruits of your labor

Image credit: RandomStranger94 | RandomStranger94
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Image credit: Teacher-Investor | Teacher-Investor
Teacher-Investor | Teacher-Investor
Image credit: Realistic-Animator-3 | Realistic-Animator-3
Realistic-Animator-3 | Realistic-Animator-3

Secure your investment: Add an addendum to the prenup.

Image credit: NoTomorrow8907 | NoTomorrow8907
NoTomorrow8907 | NoTomorrow8907

Secure your future . Keep finances separate as per prenup.

Image credit: depressivedarling | depressivedarling
depressivedarling | depressivedarling

Husband’s debt and irresponsible behavior prompts prenup and solo house purchase. NTA

Image credit: Vast_Parfait5926 | Vast_Parfait5926
Vast_Parfait5926 | Vast_Parfait5926
Image credit: Impossible_Balance11 | Impossible_Balance11
Impossible_Balance11 | Impossible_Balance11

Divorce? NTA. Redditors suggest drastic measures for financial dilemma.

Image credit: Hungry_dogs | Hungry_dogs
Hungry_dogs | Hungry_dogs

Secure your future, go solo with your own property.

Image credit: Tricky_Dog1465 | Tricky_Dog1465
Tricky_Dog1465 | Tricky_Dog1465

Supportive comment with positive in-law experience

Image credit: objective_unkown | objective_unkown
objective_unkown | objective_unkown

Pre-nup vs. Solo House Ownership: Trust Issues or Smart Move?

Image credit: Protowhale | Protowhale
Protowhale | Protowhale

“What’s mine is mine and what’s yours is ours”? Protect your assets!

Image credit: eleanorlikesvodka | eleanorlikesvodka
eleanorlikesvodka | eleanorlikesvodka

Insist on keeping finances separate and buy your own home if he loves you, he will move with you

Image credit: stickydebater | stickydebater
stickydebater | stickydebater

Husband’s financial responsibility in question. Trust must be rebuilt.

Image credit: Printemps_2021 | Printemps_2021
Printemps_2021 | Printemps_2021

“Irresponsible” husband wants joint ownership? NTA, buy the house solo

Image credit: Common_Loquat3382 | Common_Loquat3382
Common_Loquat3382 | Common_Loquat3382

Divorce left her with a house and a cautionary tale

Image credit: DescriptionFriendly | DescriptionFriendly
DescriptionFriendly | DescriptionFriendly

Avoid co-owning a house with an irresponsible partner!

Image credit: Tired_Aunty | Tired_Aunty
Tired_Aunty | Tired_Aunty

Wife seeks advice on co-owning a house with irresponsible husband

Image credit: Intelligent_Stop5564 | Intelligent_Stop5564
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Independent woman takes charge of her life and property.

Image credit: Shutuplogan | Shutuplogan
Shutuplogan | Shutuplogan

Don’t let an irresponsible partner control your future

Image credit: FloridaPoodleSchool | FloridaPoodleSchool
FloridaPoodleSchool | FloridaPoodleSchool

Commenter suggests marriage is a business deal, replies agree

Image credit: Friendly_Tangelo1197 | Friendly_Tangelo1197
Friendly_Tangelo1197 | Friendly_Tangelo1197

Wife considers buying house solo to avoid irresponsible husband’s debts.

Image credit: veryunneccessssary | veryunneccessssary
veryunneccessssary | veryunneccessssary

Commenter suggests husband’s ego is threatened by wife’s independence. NTA.

Image credit: mahchood | mahchood
mahchood | mahchood

Take control of your house and your life. NTA

Image credit: Andrea_frm_DubT | Andrea_frm_DubT
Andrea_frm_DubT | Andrea_frm_DubT

Prenup and split finances for house dilemma. NTA wins.

Image credit: Cybermagetx | Cybermagetx
Cybermagetx | Cybermagetx

Prenup null and void? Nah. Keep the asset to yourself.

Image credit: Spectrum2081 | Spectrum2081
Spectrum2081 | Spectrum2081

NTA, stand your ground!

Image credit: stangoroakechi | stangoroakechi
stangoroakechi | stangoroakechi

Smart move! Don’t risk being homeless after a divorce.

Image credit: PrincessJJ81 | PrincessJJ81
PrincessJJ81 | PrincessJJ81

Protecting assets: Fair or renegotiate pre-nup?

Image credit: Slugdirt | Slugdirt
Slugdirt | Slugdirt

Congrats on owning your own house! Tell your hubby prenup terms.

Image credit: jillyjillz42 | jillyjillz42
jillyjillz42 | jillyjillz42

Congratulations on your accomplishments! Your husband should encourage independence.

Image credit: marionoobs22 | marionoobs22
marionoobs22 | marionoobs22

Protect yourself like grandma’s ‘girl money’. NTA

Image credit: Silent_Special_9024 | Silent_Special_9024
Silent_Special_9024 | Silent_Special_9024

Protect your assets! Don’t co-own with an irresponsible partner

Image credit: Sarcastic_Panda27 | Sarcastic_Panda27
Sarcastic_Panda27 | Sarcastic_Panda27

Wife considers buying a house alone, causing a rift in marriage ‍♀️

Image credit: zookoala | zookoala
zookoala | zookoala

Take charge of your finances and invest in your future.

Image credit: dell828 | dell828
dell828 | dell828

Trust issues and pre-nups? Buy your own house

Image credit: Jazzlike-Mind-3351 | Jazzlike-Mind-3351
Jazzlike-Mind-3351 | Jazzlike-Mind-3351

Get your own lawyer and protect yourself. NTA

Image credit: rainylori | rainylori
rainylori | rainylori

Husband’s sudden interest in co-owning house after wife saves alone

Image credit: Lady-Zafira | Lady-Zafira
Lady-Zafira | Lady-Zafira

Secure your future: Owning the house is not unreasonable.

Image credit: breathemusic14 | breathemusic14
breathemusic14 | breathemusic14

Spouse threatens not to move in if not co-owning house. NTA.

Image credit: poochonmom | poochonmom
poochonmom | poochonmom

Hold your ground! ‍♀️ You deserve your dream home.

Image credit: Roulixthewiser | Roulixthewiser
Roulixthewiser | Roulixthewiser

Trusting your partner is key, but what about finances?

Image credit: Kiora87 | Kiora87
Kiora87 | Kiora87

Consider renting out or selling your current house for investments.

Image credit: DDecimal | DDecimal
DDecimal | DDecimal

Taking on a mortgage with an irresponsible spouse is risky.

Image credit: cpepnurse | cpepnurse
cpepnurse | cpepnurse

Consider the impact on your marriage before making a decision ‍ ‍

Image credit: EvanTheBaker24 | EvanTheBaker24
EvanTheBaker24 | EvanTheBaker24

Commenter suggests LLC as a solution for co-owning a house. Reply raises concern about legality

Image credit: Common_Loquat3382 | Common_Loquat3382
Common_Loquat3382 | Common_Loquat3382

NTA’s in-laws regret stunting husband’s growth. Separate finances = freedom?

Image credit: SoloBurger13 | SoloBurger13
SoloBurger13 | SoloBurger13

Commenter advises woman to consider if the house is worth leaving her husband over.

Image credit: RachelWWV | RachelWWV
RachelWWV | RachelWWV

Charge him rent if you buy the house.

Image credit: chzsteak-in-paradise | chzsteak-in-paradise
chzsteak-in-paradise | chzsteak-in-paradise

In-laws to the rescue! ‍♀️ ‍♂️

Image credit: JDL1968 | JDL1968
JDL1968 | JDL1968

Trust fund kids never get it

Image credit: sonnidaez | sonnidaez
sonnidaez | sonnidaez

Independent wife chooses to own house alone.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Commenter advises against buying a house to prepare for divorce.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Marriage as a business partnership? NTA for wanting independence!

Image credit: effigyunborn | effigyunborn
effigyunborn | effigyunborn

Protecting assets with prenup and sole ownership. NTA wins.

Image credit: justthatonegirl | justthatonegirl
justthatonegirl | justthatonegirl

Take control of your finances and house, but leave room for reconciliation.

Image credit: jagracer1 | jagracer1
jagracer1 | jagracer1

Compromise suggestion for co-owning house with irresponsible husband. NTA

Image credit: Familiar_Season8438 | Familiar_Season8438
Familiar_Season8438 | Familiar_Season8438
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