We all have that one friend who seems to make questionable financial decisions, but what happens when you try to help them out and they don’t take your advice? One person found themselves in this predicament when they tried to offer financial guidance to a friend who grew up in poverty. After numerous attempts to help, they finally told their friend that they were ‘choosing to be poor’ – but was it a harsh reality check or just plain insensitive? Let’s dive into this dramatic story and find out!
Bonding Over a Tough Past

Financial Guru in the Group

Advice Falls on Deaf Ears

Excuses, Excuses

Defensive Over Spending

Stimulus Check Splurge ️

Job Hopping and Financial Frustration

Enough is Enough

Accusations Fly ️

System Change or Personal Change?

Inconsiderate or Just Honest?

Tough Love or Insensitivity?
So, was our financially-savvy friend too harsh in telling their buddy that they were ‘choosing to be poor’? Or were they just being honest about the consequences of their friend’s spending habits? It’s a tough call, but one thing’s for sure – this story has sparked a heated debate! Let’s check out some top responses from the internet and see what people think about this controversial situation!
NTA offers solid financial advice, but friend doesn’t want to hear it ♂️

Encouraging self-improvement and mental health awareness

Friend won’t take financial responsibility, seeks validation from OP.
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Giving advice to parents vs friends in financial trouble.

Breaking the cycle of poverty is difficult, but conscious lifestyle choices help

Friend is accused of being insensitive for expecting his friend to work.

Breaking the cycle of poverty is tough, but NTA for trying.

Speaking the truth can be tough, but it’s still necessary

Cutting ties with toxic friends can be tough, but necessary

Choosing to be poor? Friend’s bad spending habits criticized.

NTA comment argues against friend’s unnecessary luxury spending habits.
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Giving tough love to a friend who won’t take advice

Friend prioritizes luxuries over financial stability, NTA offers advice.

Helpful financial advice given, NTA for offering it.

Giving financial advice to a friend who doesn’t listen ♂️

Commenter calls out accused man with humorous reference to TLC

Giving tough love or being insensitive? NTA calls out laziness.

Setting boundaries with a struggling friend: tough love or insensitivity?

Friend accuses commenter of being capitalist, while shopping on Amazon.

Friend accused of ‘choosing to be poor’ gets tough love.

You tried your best

NTA offering financial advice isn’t right-wing capitalism

NTA suggests simple budgeting tips to friend in financial trouble.

Roommate complains about being broke despite poor financial decisions.

Choose friends who uplift you, not those who bring you down. ✨

Giving tough love or just insensitive? NTA comment section debates.

A confusing comment about Xbox sparks interesting replies

Taking responsibility for one’s financial situation.

Standing up for oneself against unsupportive friends.

Helping a friend with financial issues without damaging the relationship

Encouraging tough love or insensitive? NTA says tough love.

Friend accused of ‘choosing to be poor’ – is it tough love?

Friend accused of being a freeloader. NTA for not giving money.

Choosing to be poor or making excuses? NTA thinks so

Saving money is important, but giving unsolicited advice isn’t helpful

Being poor is expensive and unfair, but tangible action is needed.

Champagne taste on a beer budget

Teaching financial responsibility: tough love or victim blaming?

Friend is high maintenance and self-sabotaging, but not choosing poverty.
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NTA. Tough love or insensitivity? Financial advice ignored for luxuries.

Commenter calls out hypocrisy in capitalism and consumerism.

Struggling with poverty and needs, seeking help from NTA friend.
![Image credit: [deleted] | [deleted]](https://static.diply.com/dc7764ec-c53a-47b9-b503-b465d771ce44.png)
Cutting off toxic friends

NTA comment calls out ‘crabs in a bucket’ mentality.

Understanding poverty and executive functioning disorders.

Friend not choosing poverty, just bad at prioritization. Tough love.

Debt-fueled American fantasy: NTA comment on consumerism.

Saving money for a better life isn’t political, just smart

Choose winners, not losers as friends!

Debating privilege vs financial sense in maintaining wealth

Friend constantly complains about money but makes asinine purchases ♀️

Don’t ask for advice if you’re not ready to hear it

Living within your means is reasonable, NTA for calling out.

Calling out a friend’s poor financial decisions: NTA or ESH?

Defending capitalism in the comment section

Living within your means is important. NTA’s friend needs perspective.
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Did the friend want advice or just a handout?

NTA gives great advice on being frugal and saving money

Friend asks for advice, ignores it, and then calls you a dick.

Friend refuses to work but has money for pot and games.

Empathetic response to NTA comment about ‘choosing poverty’ with gratitude.

Friend’s financial irresponsibility is frustrating, NTA for feeling annoyed

Friend accused of being poor due to bad decisions and frivolities.
