A man is in a predicament after discovering that his mom borrowed a significant amount of money using his social insurance. He has to decide whether to report her for identity fraud or pay off the debt himself. The man is torn between his loyalty to his mother and his desire to do the right thing.
Despite his lawyer’s advice that filing a police report does not necessarily mean pressing charges, he is still worried about the consequences. Meanwhile, his family has turned against him, and his brother has even blocked him on social media.
What should he do? Read the full story to find out more.
Discovering identity fraud from mom leaves son with tough decision
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Discovering mom’s fraud – confronting her and seeking legal advice.
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Betrayed by mom’s fraud, now family won’t speak. Am I wrong?
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Struggling with the aftermath of discovering mom’s identity fraud
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Man’s mom committed identity fraud, lawyer says mom may face charges
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Mom’s bad credit history led to identity fraud confession
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Brother’s silence after mom’s fraud breaks family apart
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Discovering mom’s identity fraud cost him more than just money
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Betrayed by his own mother: a story of identity fraud
Imagine discovering that your own mother has stolen your identity and left you with a $43,000 debt. This is exactly what happened to one man who is now facing the difficult decision of reporting his own mother for identity fraud or paying off the debt himself. Despite being begged by his mother to keep it quiet, he seeks legal advice and is left feeling like he has no choice but to report her.
However, this decision has caused a huge rift in his family, with his mother and brother refusing to speak to him, and even relatives cutting ties. The man is left feeling conflicted, as he understands his mother’s motives for using his social insurance to provide for the family when they were struggling financially.
But ultimately, he is left with the burden of clearing his name and recovering his credit. What would you do in this situation ? Share your thoughts in the comments below.
Family expects OP to pay 43k debt from mom’s fraud. NTA.

Mother’s fraud left son with 43k debt, NTA seeks justice ️♂️

Fraud is fraud, and family should support doing what’s right

Using a relative’s name to borrow money without consent is abuse

Mother commits identity fraud, family takes her side. NTA seeks justice ️♂️

Family won’t help with mom’s debt, but expect OP to suffer.

Victim of identity fraud by own mother, struggles with credit consequences.

Mother commits identity fraud, son seeks justice, family divides

Don’t let anyone guilt trip you into covering their fraud

Discovering mom’s identity fraud at 24: NTA or justified reporting?

Commenters call out mother’s financial betrayal, support OP’s decision. ✊

Mom commits identity fraud, family takes her side. NTA needs help.

Identity fraud by a loved one, NTA for reporting it.

Hold her accountable , she stole from her own son

Standing up to family for being stolen from.

Mother committed identity fraud for groceries, sold son’s future

Taking legal action against a family member is tough ⚖️

Protect yourself and report the fraud immediately. NTA.

Breaking the law to financially abuse your child? Definitely NTA.

Discovering your mom committed identity fraud and family drama.

Man’s mother committed identity fraud, refuses to pay back debt.

Protect your identity at all costs! NTA

Family condones fraud, OP better off without them

Commenter supports man’s decision to expose mom’s fraud with sarcasm ♂️

Taking a stand against identity fraud

Don’t let her ruin your future. Take legal action.

Standing up to family for doing the right thing

Mother commits identity fraud, expects son to pay off debt. NTA.

Clearing debt, not punishing mom. NTA.

Commenter shares personal experience with financial abuse, advises taking legal action
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File charges to clear your conscience and protect your identity

Report identity fraud, even if family is involved!

Supporting family doesn’t mean hiding their crimes. ♂️ NTA
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Mother commits identity fraud, leaves son with debt. NTA.

Fraud is fraud, even when it’s your own mother. NTA

NTA for reporting mom’s identity fraud, but family won’t help?

Single mother struggled but never committed identity fraud. NTA.

Victim of identity fraud shares experience and advises to cut off offender.

Reporting family for fraud: NTA takes action

Hold on to your hats! This commenter wants to press charges against the mother for identity fraud, and advises the brother to check his credit too. NTA.
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Mother commits identity fraud, family won’t speak to son. NTA.

Taking legal action against family is never easy

Parenting is a responsibility, not a favor. NTA!

Advice for OP to file a police report and check siblings’ social insurance.

Mom used son’s credit, now family disowns him. NTA.

Taking a stand against crime, even within family.

Parents responsible for raising you, not a debt to repay.

Discovering mom’s fraud, NTA chooses life-altering decision, burn inevitable.

Standing up to financial abuse #NTA

Providing a statement to police can have serious consequences.

Empathy for victims of identity fraud. NTA x500.

Forgiving $750 is different than $43k, follow lawyer’s advice.

Committing identity fraud has consequences. NTA for reporting it.
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Report your mother ASAP to clear your name

Victim of identity fraud receives validation for taking a stand.
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Victim of identity theft by own mother gets shunned by family.

Standing up to family for justice

Don’t enable her behavior. NTA for taking legal action.

Stand your ground, lose family, pay debt.

Stand your ground! NTA comment shuts down entitled family.

Report her. NTA for holding her accountable for fraud

Don’t let guilt blind you. Your mom committed fraud.

Encouraging NTA to check siblings for mom’s fraud

Sibling solidarity in the face of identity fraud

Mother’s identity fraud leaves son with $43k debt. NTA seeks justice.

Taking a stand against family fraud.

Report the identity theft. NTA for protecting yourself.

Standing up to family over fraud debt

Parental betrayal: When a mother’s actions break a child’s trust

Do the right thing Report your mom for fraud

Mother stole $43k from son, family shuns him for speaking up

Last Updated on April 11, 2023 by Chifundo