Imagine being in a relationship where your partner’s ex-spouse is causing constant problems, and you’re not even allowed to speak to their child. Now, imagine that same ex-spouse demanding that you add their child to your health insurance. Sounds like a recipe for drama, right? That’s exactly the situation one woman found herself in, and she’s turned to the internet for advice on whether or not she’s in the wrong for refusing to add her boyfriend’s child to her insurance. Let’s dive into the story and see what’s going on!
The 4-Year Relationship
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The Troublesome Ex-Wife
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No Contact with the Child
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The Son’s Silence
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Divorce Decree and Health Insurance
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Adding Boyfriend to Her Insurance
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Refusing to Add the Child
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Reason Number Two ♀️
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Ex-Wife’s Refusal ♀️
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The Dilemma
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Ex-Wife’s Accusation
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Caught in the Middle of a Family Drama
So here’s the situation: our protagonist has been with her boyfriend for four years, and his ex-wife has been a constant source of trouble. She’s not allowed to have any contact with her boyfriend’s 12-year-old son, and the ex-wife is demanding that she add the child to her health insurance. However, the woman refuses for two reasons: it’s expensive, and the ex-wife won’t allow them to reduce child support payments. The boyfriend supports her decision, but the ex-wife accuses her of being an a**hole for not supporting her son. Let’s see what the internet thinks of this sticky situation…
NTA! ♀️ Don’t make a side deal with her, she has no justification.

User advises OP to reconsider relationship, votes ESH.

Don’t pay for his child support. Keep your money separate.

NTA commenter advises against dating a man with messy situation

Former single mother advises woman to leave disrespectful boyfriend.

NTA, but run ♀️ ♂️. BF tolerates kid not speaking to you

User suggests OP needs to co-parent boyfriend’s child, ESH.

Mental health issues and insurance create a toxic family dynamic ESH

User calls out woman for being taken advantage of ♀️

Refusing insurance for boyfriend’s child: YTA according to commenters

NTA for insurance, but what’s the deal with child support?

User defends OP’s decision not to add BF’s child to insurance.

Insurance expert explains limitations of adding partner’s child.

Don’t be a know-it-all, CUPCAKE. No one likes that.

Stick to court orders: Commenter warns of vindictive ex-girlfriend

Drama unfolds as OP insults commenters, resulting in ESH verdict

Partner should address alienation in court. ESH.

Don’t mess with court orders, NTA made the right call

NTA. Relationship status matters in financial affairs.

NTA for insurance, but commenters call out boyfriend’s behavior

NTA. Practical and legal considerations justify woman’s decision not to add boyfriend’s child to insurance.

Ignoring boyfriend’s child for insurance? Not a good look.

NTA commenter advises against adding boyfriend’s child to insurance.

User advises against adding boyfriend’s child to insurance.
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Don’t mess with court orders, NTA for not adding child

User says girlfriend should take responsibility for her child’s insurance

NTA. Adding boyfriend’s child to insurance can open a can of worms
![Image credit: [deleted] | [deleted]](https://static.diply.com/66d7f061-81d4-4901-84b2-c44150b95d6e.png)
It’s not her responsibility to provide insurance for her boyfriend’s child

A poignant reminder to prioritize a child’s well-being ❤️

A blunt and humorous comment with no replies.

Defending the OP while calling out the commenters –

User questions the dynamics of the relationship.

Boundaries matter. ♀️

Keep finances separate and follow court order to avoid trouble later

Don’t do it! NTA. You could be financially responsible

Woman refuses to add boyfriend’s child to insurance. NTA.

NTA for refusing to add boyfriend’s child to insurance

User suggests leaving toxic relationship due to potential abuse.

Get it in writing! NTA for not adding boyfriend’s child.

Heartbreaking situation for a child, messy AF for adults

Legality of adding non-dependent child to insurance questioned. NTA.

Adding boyfriend’s child to insurance led to financial nightmare
![Image credit: [deleted] | [deleted]](https://static.diply.com/20b9e6bc-e979-4b6d-8692-847d31207b8d.png)
Red flags raised as woman forbidden from talking to child

Boyfriend’s child not allowed to speak to partner of 4 years

NTA. Commenter questions why woman should pay for child’s insurance.

Building a relationship with the child is important. NTA

NTA doesn’t trust girlfriend and predicts insurance drama

Adding a stranger to health plan? Boyfriend’s ex needs to fluff off

Woman not obligated to add boyfriend’s child to insurance policy. NTA!

Curious about the ex’s sudden request for insurance coverage

Confusion over insurance and child support in relationship drama

NTA. Practical advice with a hint of skepticism about marriage.

User advises against adding boyfriend’s child to insurance, cites red flags

User defends narrator’s decision to not add partner’s child to insurance.

Partner’s son causing issues, commenter advises rethinking marriage. NTA

NTA. Refusing to add boyfriend’s child to insurance is understandable.

Promised to return child support money, but never gonna happen

NTA refuses to add boyfriend’s child to insurance, questions baby mama’s contribution

Consider potential consequences before adding child to insurance

NTA. Don’t let her take advantage of you.

User advises OP to consider the toxic environment and prioritize herself ❤️

12-year-old drama, rude boyfriend, and insurance woes. NTA.

Court orders don’t require insurance coverage, NTA. Stand your ground!

Trust your gut, don’t add the child. NTA

User calls out all parties for failing the child in a toxic situation ESH

Sensible advice for boyfriend’s insurance dilemma

Adding an ex to insurance? No way. Adding boyfriend’s child? Also no.

Mind your own business, NTA says to insurance busybody

Addressing the child’s medical needs should be the priority

User defends legal agreement, criticizes girlfriend and boyfriend’s parenting skills

NTA stands firm on insurance coverage despite toxic relationship

Woman refuses to add boyfriend’s child to her insurance, NTA.

NTA refuses to add boyfriend’s child to insurance. Financial risk outweighs benefit.
