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Woman Refuses to Add Boyfriend’s Child to Her Insurance Is She in the Wrong?

by Diply Social Team
1 year ago
in Family
Reading Time: 13 mins read
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Imagine being in a relationship where your partner’s ex-spouse is causing constant problems, and you’re not even allowed to speak to their child. Now, imagine that same ex-spouse demanding that you add their child to your health insurance. Sounds like a recipe for drama, right? That’s exactly the situation one woman found herself in, and she’s turned to the internet for advice on whether or not she’s in the wrong for refusing to add her boyfriend’s child to her insurance. Let’s dive into the story and see what’s going on!

The 4-Year Relationship

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

The Troublesome Ex-Wife

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

No Contact with the Child

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

The Son’s Silence

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Divorce Decree and Health Insurance

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Adding Boyfriend to Her Insurance

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Refusing to Add the Child

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Reason Number Two ‍♀️

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Ex-Wife’s Refusal ‍♀️

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

The Dilemma

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Ex-Wife’s Accusation

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Caught in the Middle of a Family Drama

So here’s the situation: our protagonist has been with her boyfriend for four years, and his ex-wife has been a constant source of trouble. She’s not allowed to have any contact with her boyfriend’s 12-year-old son, and the ex-wife is demanding that she add the child to her health insurance. However, the woman refuses for two reasons: it’s expensive, and the ex-wife won’t allow them to reduce child support payments. The boyfriend supports her decision, but the ex-wife accuses her of being an a**hole for not supporting her son. Let’s see what the internet thinks of this sticky situation…

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Wife’s UNBELIEVABLE Reaction When Husband & Son’s “Bonding” Goes Too Far

NTA! ‍♀️ Don’t make a side deal with her, she has no justification.

Image credit: Prize-Bumblebee-2192 | Prize-Bumblebee-2192
Prize-Bumblebee-2192 | Prize-Bumblebee-2192

User advises OP to reconsider relationship, votes ESH.

Image credit: trixen2020 | trixen2020
trixen2020 | trixen2020

Don’t pay for his child support. Keep your money separate.

Image credit: SensibleFriend | SensibleFriend
SensibleFriend | SensibleFriend

NTA commenter advises against dating a man with messy situation

Image credit: cultqueennn | cultqueennn
cultqueennn | cultqueennn

Former single mother advises woman to leave disrespectful boyfriend.

Image credit: cathline | cathline
cathline | cathline

NTA, but run ‍♀️ ‍♂️. BF tolerates kid not speaking to you

Image credit: NegotiationOk5036 | NegotiationOk5036
NegotiationOk5036 | NegotiationOk5036

User suggests OP needs to co-parent boyfriend’s child, ESH.

Image credit: Symnet | Symnet
Symnet | Symnet

Mental health issues and insurance create a toxic family dynamic ESH

Image credit: bwhite170 | bwhite170
bwhite170 | bwhite170

User calls out woman for being taken advantage of ‍♀️

Image credit: LowerSquash6084 | LowerSquash6084
LowerSquash6084 | LowerSquash6084

Refusing insurance for boyfriend’s child: YTA according to commenters

Image credit: MazzIsNoMore | MazzIsNoMore
MazzIsNoMore | MazzIsNoMore

NTA for insurance, but what’s the deal with child support?

Image credit: Ravenkelly | Ravenkelly
Ravenkelly | Ravenkelly

User defends OP’s decision not to add BF’s child to insurance.

Image credit: Aloreiusdanen | Aloreiusdanen
Aloreiusdanen | Aloreiusdanen

Insurance expert explains limitations of adding partner’s child.

Image credit: Survive1014 | Survive1014
Survive1014 | Survive1014

Don’t be a know-it-all, CUPCAKE. No one likes that.

Image credit: james2020chris | james2020chris
james2020chris | james2020chris

Stick to court orders: Commenter warns of vindictive ex-girlfriend

Image credit: lm-thinking | lm-thinking
lm-thinking | lm-thinking

Drama unfolds as OP insults commenters, resulting in ESH verdict

Image credit: Regular-Switch454 | Regular-Switch454
Regular-Switch454 | Regular-Switch454

Partner should address alienation in court. ESH.

Image credit: annang | annang
annang | annang

Don’t mess with court orders, NTA made the right call

Image credit: TangledUpPuppeteer | TangledUpPuppeteer
TangledUpPuppeteer | TangledUpPuppeteer

NTA. Relationship status matters in financial affairs.

Image credit: A_Roachimaru | A_Roachimaru
A_Roachimaru | A_Roachimaru

NTA for insurance, but commenters call out boyfriend’s behavior

Image credit: Intelligent_You_2803 | Intelligent_You_2803
Intelligent_You_2803 | Intelligent_You_2803

NTA. Practical and legal considerations justify woman’s decision not to add boyfriend’s child to insurance.

Image credit: Federal_Ferret7672 | Federal_Ferret7672
Federal_Ferret7672 | Federal_Ferret7672

Ignoring boyfriend’s child for insurance? Not a good look.

Image credit: carlitospig | carlitospig
carlitospig | carlitospig

NTA commenter advises against adding boyfriend’s child to insurance.

Image credit: stokedd00d | stokedd00d
stokedd00d | stokedd00d

User advises against adding boyfriend’s child to insurance.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Don’t mess with court orders, NTA for not adding child

Image credit: santtu_ | santtu_
santtu_ | santtu_

User says girlfriend should take responsibility for her child’s insurance

Image credit: mcmurrml | mcmurrml
mcmurrml | mcmurrml

NTA. Adding boyfriend’s child to insurance can open a can of worms

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

It’s not her responsibility to provide insurance for her boyfriend’s child

Image credit: Queasy-Original-1629 | Queasy-Original-1629
Queasy-Original-1629 | Queasy-Original-1629

A poignant reminder to prioritize a child’s well-being ❤️

Image credit: gfen5446 | gfen5446
gfen5446 | gfen5446

A blunt and humorous comment with no replies.

Image credit: Inefficientfrog | Inefficientfrog
Inefficientfrog | Inefficientfrog

Defending the OP while calling out the commenters –

Image credit: giantbrownguy | giantbrownguy
giantbrownguy | giantbrownguy

User questions the dynamics of the relationship.

Image credit: NightsofWren | NightsofWren
NightsofWren | NightsofWren

Boundaries matter. ‍♀️

Image credit: sunshinewynter | sunshinewynter
sunshinewynter | sunshinewynter

Keep finances separate and follow court order to avoid trouble later

Image credit: zanne54 | zanne54
zanne54 | zanne54

Don’t do it! NTA. You could be financially responsible

Image credit: Interesting-Long-534 | Interesting-Long-534
Interesting-Long-534 | Interesting-Long-534

Woman refuses to add boyfriend’s child to insurance. NTA.

Image credit: CrazyCatLady1127 | CrazyCatLady1127
CrazyCatLady1127 | CrazyCatLady1127

NTA for refusing to add boyfriend’s child to insurance

Image credit: listentomenow | listentomenow
listentomenow | listentomenow

User suggests leaving toxic relationship due to potential abuse.

Image credit: bishopredline | bishopredline
bishopredline | bishopredline

Get it in writing! NTA for not adding boyfriend’s child.

Image credit: Andravisia | Andravisia
Andravisia | Andravisia

Heartbreaking situation for a child, messy AF for adults

Image credit: krispin08 | krispin08
krispin08 | krispin08

Legality of adding non-dependent child to insurance questioned. NTA.

Image credit: Fit-Delay3654 | Fit-Delay3654
Fit-Delay3654 | Fit-Delay3654

Adding boyfriend’s child to insurance led to financial nightmare

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Red flags raised as woman forbidden from talking to child

Image credit: Karlie62 | Karlie62
Karlie62 | Karlie62

Boyfriend’s child not allowed to speak to partner of 4 years

Image credit: JonBenet_BeanieBaby | JonBenet_BeanieBaby
JonBenet_BeanieBaby | JonBenet_BeanieBaby

NTA. Commenter questions why woman should pay for child’s insurance.

Image credit: JFKFC | JFKFC
JFKFC | JFKFC

Building a relationship with the child is important. NTA

Image credit: bluefrost30 | bluefrost30
bluefrost30 | bluefrost30

NTA doesn’t trust girlfriend and predicts insurance drama

Image credit: Mycroft_xxx | Mycroft_xxx
Mycroft_xxx | Mycroft_xxx

Adding a stranger to health plan? Boyfriend’s ex needs to fluff off

Image credit: ProtozoaPatriot | ProtozoaPatriot
ProtozoaPatriot | ProtozoaPatriot

Woman not obligated to add boyfriend’s child to insurance policy. NTA!

Image credit: ZeroZipZilchNadaNone | ZeroZipZilchNadaNone
ZeroZipZilchNadaNone | ZeroZipZilchNadaNone

Curious about the ex’s sudden request for insurance coverage

Image credit: celticmusebooks | celticmusebooks
celticmusebooks | celticmusebooks

Confusion over insurance and child support in relationship drama

Image credit: Agreeable-Peanut-457 | Agreeable-Peanut-457
Agreeable-Peanut-457 | Agreeable-Peanut-457

NTA. Practical advice with a hint of skepticism about marriage.

Image credit: Whattheheckingheck9 | Whattheheckingheck9
Whattheheckingheck9 | Whattheheckingheck9

User advises against adding boyfriend’s child to insurance, cites red flags

Image credit: Full_Concentrate5650 | Full_Concentrate5650
Full_Concentrate5650 | Full_Concentrate5650

User defends narrator’s decision to not add partner’s child to insurance.

Image credit: DynkoFromTheNorth | DynkoFromTheNorth
DynkoFromTheNorth | DynkoFromTheNorth

Partner’s son causing issues, commenter advises rethinking marriage. NTA

Image credit: Dry-Clock-1470 | Dry-Clock-1470
Dry-Clock-1470 | Dry-Clock-1470

NTA. Refusing to add boyfriend’s child to insurance is understandable.

Image credit: SolitaryMarmot | SolitaryMarmot
SolitaryMarmot | SolitaryMarmot

Promised to return child support money, but never gonna happen

Image credit: z-eldapin | z-eldapin
z-eldapin | z-eldapin

NTA refuses to add boyfriend’s child to insurance, questions baby mama’s contribution

Image credit: Save_FerrisB | Save_FerrisB
Save_FerrisB | Save_FerrisB

Consider potential consequences before adding child to insurance

Image credit: Traditional_Air_9483 | Traditional_Air_9483
Traditional_Air_9483 | Traditional_Air_9483

NTA. Don’t let her take advantage of you.

Image credit: worthy_usable | worthy_usable
worthy_usable | worthy_usable

User advises OP to consider the toxic environment and prioritize herself ❤️

Image credit: Upper_Book_4235 | Upper_Book_4235
Upper_Book_4235 | Upper_Book_4235

12-year-old drama, rude boyfriend, and insurance woes. NTA.

Image credit: Agreeable-Customer84 | Agreeable-Customer84
Agreeable-Customer84 | Agreeable-Customer84

Court orders don’t require insurance coverage, NTA. Stand your ground!

Image credit: luhlar | luhlar
luhlar | luhlar

Trust your gut, don’t add the child. NTA

Image credit: DifficultyNo3093 | DifficultyNo3093
DifficultyNo3093 | DifficultyNo3093

User calls out all parties for failing the child ‍ in a toxic situation ESH

Image credit: CakeZealousideal1820 | CakeZealousideal1820
CakeZealousideal1820 | CakeZealousideal1820

Sensible advice for boyfriend’s insurance dilemma

Image credit: Aggravating-Common90 | Aggravating-Common90
Aggravating-Common90 | Aggravating-Common90

Adding an ex to insurance? No way. Adding boyfriend’s child? Also no.

Image credit: tellmesomething11 | tellmesomething11
tellmesomething11 | tellmesomething11

Mind your own business, NTA says to insurance busybody

Image credit: TarzanKitty | TarzanKitty
TarzanKitty | TarzanKitty

Addressing the child’s medical needs should be the priority

Image credit: Darktyde | Darktyde
Darktyde | Darktyde

User defends legal agreement, criticizes girlfriend and boyfriend’s parenting skills

Image credit: maggersrose | maggersrose
maggersrose | maggersrose

NTA stands firm on insurance coverage despite toxic relationship

Image credit: Ok_Most_283 | Ok_Most_283
Ok_Most_283 | Ok_Most_283

Woman refuses to add boyfriend’s child to her insurance, NTA.

Image credit: lisasimpsonfan | lisasimpsonfan
lisasimpsonfan | lisasimpsonfan

NTA refuses to add boyfriend’s child to insurance. Financial risk outweighs benefit.

Image credit: Starsonthars | Starsonthars
Starsonthars | Starsonthars
Tags: Family

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