In a world where education costs are skyrocketing, saving for your child’s future is a no-brainer. But what happens when your spouse refuses to contribute to the cause? Meet this Canadian couple, both registered nurses, who are struggling to find common ground on saving for their son’s college education. With the husband sending money to his family in their home country and the wife trying to secure their child’s future, tensions are running high. Let’s dive into their story and find out what’s really going on.
The Family Finances

New Baby, New Responsibilities

The College Savings Plan Proposal

Husband’s Family Obligations

Husband’s Resistance

Escalating Tensions

The Silent Treatment

Friend’s Judgment ⚖️

Husband’s Financial Situation

The $100 Proposal

Edit: Communication Breakthrough ️

Wife’s Realization

Finding a Temporary Solution

A Compromise is Reached, but Is It Enough?
After a heated argument and a night of silence, the couple finally talked it out. The wife discovered her husband’s family had asked for more financial help due to his uncle’s Covid treatment. Feeling guilty for not realizing the pressure he was under, they agreed to postpone opening the RESP until his uncle recovers. But with their child’s future education still hanging in the balance, the question remains: did they find a real solution or just a temporary band-aid? Let’s see what the internet thinks of this situation…
Putting his son first? Canceling Netflix? NTA wins!
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/50e3945f-83b4-4500-80f5-0d4f8c95aac9.png)
Couple needs marriage counseling and financial advice

Husband prioritizes brother’s education over his own child’s. NTA or ESH?

Contributing to child’s college fund is important for future security
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/9eaad30a-70f5-405c-af2f-02f316f5c8fe.png)
Wife seeks advice after husband refuses to save for child’s education

Putting your child first should always be a priority

Balancing present and future finances causes tension in marriage

Offering to put in a lower amount for child’s education

NTA suggests reducing combined account to fund child’s education.

Compromise rejected: Is this a red flag for the relationship?

Helpful advice on RESP contributions sparks productive conversation

Joint finances without discussing future plans? Trouble ahead
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/f79f4cd3-61d8-4704-b7ad-543a3e6126b0.png)
NAH. Both sides understood

RESPs are a great option for child’s education.
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/539d389b-c693-432e-8e98-933dca0b8469.png)
Prioritizing child’s future: a shared responsibility

Blaming one parent for child’s education savings, both at fault

Wife demands husband save for child’s education: Commenters divided.

NTA suggests $20 for child’s education, gets budgeting advice

Commenter empathizes with husband’s emotional state, gets agreement from reply.
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/7a89e2c2-23cf-4a36-b00f-2d8de6d10907.png)
NTA prioritizes child’s education, questions husband’s gaming habits and priorities

Wife defends husband’s responsibility towards their child. Cultural differences explained.

Wife seeks husband’s contribution to child’s future education expenses.

Priorities change when you become a parent . Recalculate your finances

Wife outraged as husband prioritizes fun over child’s education
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/bb49070c-421a-47ee-adbf-226deafede9f.png)
Wife calls out husband for not contributing to child’s education

Creative solution suggested for husband’s lack of contribution

Parenting comes with responsibilities, prioritizing siblings over child is wrong. #NTA

Commenter not at fault, no replies yet

Smart single mom saves for child’s future, husband doesn’t prioritize education

Compromise suggested, but both at fault. Start small

Putting family first : Wife’s response to husband’s neglect.

Putting family first? Commenters side with wife in argument
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/9ef996a5-4d52-4b1c-bae9-369df7ef9d19.png)
NTA suggests husband’s refusal to save for child’s education is selfish

Wife suggests compromise in saving for child’s education

Canadian commenter suggests RESP contributions and offers support ❤️

Money matters: Couple’s lack of financial planning leads to conflict

Husband may have hidden expenses; wife needs to investigate

Communication is key, don’t bottle up concerns

Small contributions can make a big impact

Compromise is key. Increase contributions temporarily and allow destressing expenses

Start the RESP early, it has significant financial benefits

NTA, but enabling family over own kids?

NTA suggests savings plan and compromises to husband for child’s education

Husband prioritizes Netflix over child’s education? NTA for wife’s frustration

Husband refuses to save for child’s education, wife fumes. Commenter suggests adjustments.

Putting the child first, NTA comment wins the section

Stand up for your child’s future! NTA

Prioritizing baby’s needs over luxuries; compromise is key.

Wife calls out husband for not saving for child’s education

Sensible advice for RESPs and avoiding financial strain during pandemic

Husband lies about affording child’s education, wife rightfully angry

Wife rightfully demands husband to contribute to child’s education funds

Couple needs to calmly negotiate financial priorities

Finding balance between saving for college and self-care is crucial

Commenter suggests relationship counseling for couple’s financial disagreements , encourages positive outcome

$20 not worth the argument, but education is priceless

ESH. Couple needs to compromise on child’s education savings

Wife wants to save for child’s education, husband is stressed. Discuss

Nurse parents navigate pandemic, RESP savings, and family commitments ⚖️

Suggests wife should contribute more to family expenses

Commenter defends husband’s spending habits, suggests compromise for education fund.

Couple on tight budget, wife wants husband to contribute to child’s education

Commenter calls out parent for overreacting to future education expenses

Commenter questions why financial planning wasn’t discussed earlier.

NTA stands up to selfish husband’s refusal to save for child’s education

Debate over college fund necessity and parental responsibility
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/978815b8-db91-4308-95d3-f9b1929d5ac0.png)
Commenter defends husband’s decision, calls wife ‘YTA’
![Image credit: [deleted] | [deleted]](https://diplycom5cc47.zapwp.com/q:i/r:0/wp:1/w:1/u:https://static.diply.com/1ec8002c-033f-4939-81e6-db26524427ea.png)
ESH for being petty, but husband should prioritize child’s education
