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Father’s College Fund Conundrum: A Clash of Financial Priorities

by Diply Social Team
1 year ago
in Family
Reading Time: 12 mins read
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Meet our story’s protagonist, whom we’ll call ‘Dollar Dad’ (51M). He’s got two children, Katie (17) and Mark (15), and a lovely lady in his life, Alice, who has a daughter, Eliza (17). They’ve been living together for six months, sharing expenses, but keeping individual costs separate. As they consider marriage and merging finances, a thorny issue arises – college savings. Dollar Dad has diligently saved for his children’s education, but Alice hasn’t done the same for Eliza. When Alice suggests dividing Dollar Dad’s savings equally among the three kids, the financial fireworks begin.

The Financial Setup

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

The Marriage Talk

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

The College Fund Conundrum

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

The Shocking Revelation

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

The Proposal

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

Equal or Fair?

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

Retirement Funds: Off Limits!

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

The Fallout

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

Seeking Perspectives

Image credit: notapiggybank | notapiggybank
notapiggybank | notapiggybank

Dollar Dad’s Dilemma: A Financial Feud of Fairness and Foresight

Dollar Dad’s story is a tale of love, family, and financial planning gone awry. He’s saved diligently for his children’s college education, but his partner, Alice, hasn’t done the same for her daughter. When Alice suggests dividing his savings among the three kids, Dollar Dad balks. He believes in fairness, not just equality, and doesn’t want to penalize his kids for his foresight. The disagreement has put their relationship on the rocks. As he seeks unbiased opinions, it’s clear that this financial fracas has stirred up a storm of emotions and moral quandaries.

“NTA – ‘Your lack of planning does not constitute an emergency on my part.'”

Image credit: PanBred | PanBred
PanBred | PanBred

NTA. A clash of financial priorities with a bonkers life partner.

Image credit: MamaC2011 | MamaC2011
MamaC2011 | MamaC2011

NTA… Alice’s late request seems sketchy. Red flag situation.

Image credit: illumiknottyweave | illumiknottyweave
illumiknottyweave | illumiknottyweave

NTA. Separate finances and prenup: reasonable boundaries for marriage.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

“NTA, for this alone: ‘Alice is accusing me of not caring about Eliza – that I would find a way if it was my child.’ Presumably Alice cares about Eliza, and Eliza is her child… so she doesn’t get to make remarks like this unless she also found a way. So what’s her excuse?”

Image credit: DemocraticPumpkin | DemocraticPumpkin
DemocraticPumpkin | DemocraticPumpkin

Santa says NTA. Alice is being unreasonable

Image credit: Santa_Hates_You | Santa_Hates_You
Santa_Hates_You | Santa_Hates_You

NTA for prioritizing your kids’ future over your partner’s assumptions

Image credit: throwawaythanksgg | throwawaythanksgg
throwawaythanksgg | throwawaythanksgg

NTA. Money belongs to Katie and Mark, treating kids equal.

Image credit: miaaaa664 | miaaaa664
miaaaa664 | miaaaa664

“NTA. It’s entitled to expect financial burden out of nowhere. ‍♂️”

Image credit: shizukaskies | shizukaskies
shizukaskies | shizukaskies

NTA saves college fund for specific person, Alice’s expectations questioned

Image credit: CMSkye | CMSkye
CMSkye | CMSkye

Fairness in college funds: NTA for prioritizing your children’s future

Image credit: um_thatsnice | um_thatsnice
um_thatsnice | um_thatsnice

NTA. NAPB. A 17 year plan vs. a <2 year relationship.

Image credit: 7thReddit | 7thReddit
7thReddit | 7thReddit

NTA: Unreasonable college fund plan causing family financial clash

Image credit: Barrel-Of-Tigers | Barrel-Of-Tigers
Barrel-Of-Tigers | Barrel-Of-Tigers

“NTA. Set up a fund now and cosign a loan? “

Image credit: Jendi2016 | Jendi2016
Jendi2016 | Jendi2016

Protecting your kids’ future first

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA. Stand up for your own kids!

Image credit: BLTSandwiches | BLTSandwiches
BLTSandwiches | BLTSandwiches

NTA. Protecting your children’s future vs. Alice’s entitled expectations

Image credit: Horror-Dingo | Horror-Dingo
Horror-Dingo | Horror-Dingo

Combining families can lead to financial conflicts and resentments.

Image credit: bluehills29 | bluehills29
bluehills29 | bluehills29

Financial struggles, college funds, and the complexities of blended families.

Image credit: user_name_taken- | user_name_taken-
user_name_taken- | user_name_taken-

Rewarding Alice’s lack of planning? Not the a**hole move.

Image credit: RagaMuffinSun | RagaMuffinSun
RagaMuffinSun | RagaMuffinSun

Eliza’s financial dilemma: loans, grants, and fairness. NTA

Image credit: msbx76 | msbx76
msbx76 | msbx76

NTA. Awful request for college funds. Couples therapy? Big red flag.

Image credit: curiousbelgian | curiousbelgian
curiousbelgian | curiousbelgian

NTA: Stick to your financial plan, it’s not your responsibility.

Image credit: nurse27 | nurse27
nurse27 | nurse27

Alice’s motives questioned: partnership or gold mine?

Image credit: LordInnsmouth | LordInnsmouth
LordInnsmouth | LordInnsmouth

NTA. Financial priorities clash! Discussing finances before marriage is crucial.

Image credit: TeeRanbato | TeeRanbato
TeeRanbato | TeeRanbato

NTA: Don’t sacrifice your kids’ future for her poor planning

Image credit: Sneaky__Fox85 | Sneaky__Fox85
Sneaky__Fox85 | Sneaky__Fox85

Financial aid dilemma: NTA for prioritizing daughter’s future

Image credit: The_Mother_ | The_Mother_
The_Mother_ | The_Mother_

NTA: Smart decision to save for your children’s college

Image credit: Vast_Lecture | Vast_Lecture
Vast_Lecture | Vast_Lecture

Delay marriage to protect Eliza’s college aid eligibility

Image credit: ritan7471 | ritan7471
ritan7471 | ritan7471

NTA. Alice not TA for not saving for daughter’s education, but TA for high hopes without savings. My parents did the same.

Image credit: fireflyfly3 | fireflyfly3
fireflyfly3 | fireflyfly3

Runnnnnnnnnnnn…. Huge red flag! ☹️ Don’t rush into marriage, NTA.

Image credit: flyingarti | flyingarti
flyingarti | flyingarti

NTA. Avoiding a financial leech is a smart move

Image credit: dbf06 | dbf06
dbf06 | dbf06

Eliza’s bio dad won’t help her with college funds

Image credit: 101Geese | 101Geese
101Geese | 101Geese

NTA. GF’s entitlement: preferential treatment for her kid, ignoring yours.

Image credit: R4v3nfall | R4v3nfall
R4v3nfall | R4v3nfall

Is Alice using you to pay for Eliza’s college?

Image credit: Atworkwasalreadytake | Atworkwasalreadytake
Atworkwasalreadytake | Atworkwasalreadytake

NTA – Partner’s lack of planning leads to relationship loss

Image credit: skihale | skihale
skihale | skihale

NTA, run! ‍♂️ Don’t let her use you for money!

Image credit: rlb199779 | rlb199779
rlb199779 | rlb199779

“NTA- Not your fault. Eliza’s situation sucks, but not your responsibility.”

Image credit: funmaster320 | funmaster320
funmaster320 | funmaster320

NTA: Discovering different financial priorities can be eye-opening

Image credit: Yolosmh | Yolosmh
Yolosmh | Yolosmh

NTA. Prioritizing her own daughter’s needs.

Image credit: sebiqwerty | sebiqwerty
sebiqwerty | sebiqwerty

Treating kids equally means supporting them equally. NTA

Image credit: sickcorgbro | sickcorgbro
sickcorgbro | sickcorgbro

Putting kids first is the right move. Don’t alienate them

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Not the a**hole. Share your thoughts on financial priorities!

Image credit: travellingdink | travellingdink
travellingdink | travellingdink

NTA: Prioritizing your kids’ future over your partner’s financial mistakes

Image credit: italymeetsparis | italymeetsparis
italymeetsparis | italymeetsparis

NTA: Alice using you as her daughter’s college fund?

Image credit: Annie19744 | Annie19744
Annie19744 | Annie19744

Unreasonable suggestion sparks clash of financial priorities

Image credit: StaceyinKansas | StaceyinKansas
StaceyinKansas | StaceyinKansas

NTA: Prioritizing your future and questioning Alice’s plan for her daughter.

Image credit: Maru3792648 | Maru3792648
Maru3792648 | Maru3792648

NTA. Set boundaries and encourage daughter to explore loan options

Image credit: Pitiful_Wrongdoer | Pitiful_Wrongdoer
Pitiful_Wrongdoer | Pitiful_Wrongdoer

Financial red flags in relationships can lead to disaster

Image credit: McChocoboNugget | McChocoboNugget
McChocoboNugget | McChocoboNugget

NTA – Fairness, presents, and a clash of financial priorities

Image credit: Numba95 | Numba95
Numba95 | Numba95

Financial priorities clash, but commenter is not the a**hole.

Image credit: Charges-Pending | Charges-Pending
Charges-Pending | Charges-Pending

NTA. Community college is a great option! Don’t let prejudice win.

Image credit: autofan88 | autofan88
autofan88 | autofan88

Entitlement and financial priorities clash in this college fund conundrum

Image credit: vietnams666 | vietnams666
vietnams666 | vietnams666

NTA- Cutting kids’ college funds for new partner? Resentment guaranteed!

Image credit: e_on_reddit | e_on_reddit
e_on_reddit | e_on_reddit

NTA: Woman exploits husband-to-be’s money to catch up in life

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA. How was she planning on paying for Eliza’s college?

Image credit: ultimate_hamburglar | ultimate_hamburglar
ultimate_hamburglar | ultimate_hamburglar

NTA. Your stepdaughter is responsible for her own college expenses

Image credit: slayer991 | slayer991
slayer991 | slayer991

NTA: Protecting your children’s savings and maintaining a healthy relationship

Image credit: gems751319 | gems751319
gems751319 | gems751319

Taking advantage of someone? Not cool. NTA

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA: Don’t let anyone risk your kids’ future. Stay strong!

Image credit: strawberryg89 | strawberryg89
strawberryg89 | strawberryg89

NTA. Alice’s single mom status could help Eliza get financial aid.

Image credit: 0422 | 0422
0422 | 0422

The surprising reality of tackling college debt without savings

Image credit: starweilder4 | starweilder4
starweilder4 | starweilder4

NTA. Responsible planning for children’s futures, not your fault.

Image credit: maggienetism | maggienetism
maggienetism | maggienetism

NTA, Eliza can find scholarships and grants for college expenses!

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Engaging caption: A loving mother’s worry and a father’s fair perspective

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Walk away! Prioritize yourself and your children’s future.

Image credit: hurts50good | hurts50good
hurts50good | hurts50good
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