Picture this: you’ve worked hard your entire life, squirreling away every penny for that sweet, sweet moment of retirement. You’re dreaming of sandy beaches, exotic travels, and finally living the life you’ve always wanted. But then, out of the blue, a financial grenade is lobbed into your lap by none other than… your stepson. With a hefty student loan hanging over his head and a girlfriend setting ultimatums, he turns to you, the step-parent, with a plea that puts your retirement dreams on the line. Dive into this tale of money, family, and the harsh realities of adulting.
The Prenup Predicament
![Image credit: [deleted] | [deleted]](https://static.diply.com/5aba197f-5963-4de1-a78e-881b5463e2b5.png)
The Loan Lowdown
![Image credit: [deleted] | [deleted]](https://static.diply.com/6be9b1ce-5c92-48c2-87cf-306c18528561.png)
Retirement Dreams vs. Reality
![Image credit: [deleted] | [deleted]](https://static.diply.com/399d42ff-4055-4451-ad72-fb1e917b0c3f.png)
Part-time Pops & Planning
![Image credit: [deleted] | [deleted]](https://static.diply.com/2828b794-b632-45a4-8fc2-3aa4ba2fb4fe.png)
Health Hurdles & Hopeful Travels ✈️
![Image credit: [deleted] | [deleted]](https://static.diply.com/1e89dc3f-f05d-4cf1-ba7a-b0904f384add.png)
The Ask: A Son’s Plea
![Image credit: [deleted] | [deleted]](https://static.diply.com/869d1351-7863-4483-9842-7617adffe796.png)
College Fund Fiasco
![Image credit: [deleted] | [deleted]](https://static.diply.com/02d592b1-2aa7-44a6-b719-d1ab586c285a.png)
The Proposal: A Loan for Love
![Image credit: [deleted] | [deleted]](https://static.diply.com/6eb836f6-4377-45ec-b85b-6836f33ae986.png)
Marriage on the Money ♀️
![Image credit: [deleted] | [deleted]](https://static.diply.com/f0ac7d30-97b6-4075-ae29-21409b3e3d29.png)
The Refusal: Risk & Relationships ❌
![Image credit: [deleted] | [deleted]](https://static.diply.com/40df2552-180c-418d-9172-f0cd01a5d1b4.png)
Stepson’s Scorn
![Image credit: [deleted] | [deleted]](https://static.diply.com/2cded42f-6c58-46c4-a9ab-9a258b97c5d7.png)
Promises & Payments
![Image credit: [deleted] | [deleted]](https://static.diply.com/9df27af6-db96-4a11-a6d4-997b5312128e.png)
Accusations & Anger ️
![Image credit: [deleted] | [deleted]](https://static.diply.com/ac723e2e-732d-4a47-a770-5b6da6b45ae6.png)
The Guilt Trip: Family vs. Finances
![Image credit: [deleted] | [deleted]](https://static.diply.com/89ca6070-ccb9-4d46-b502-333174019e54.png)
The Dilemma: Love, Loans, & Loss
![Image credit: [deleted] | [deleted]](https://static.diply.com/102cece4-48a3-448c-91b0-fde82b1ba42d.png)
Love, Loans, and Family Feuds: A Modern Money Morality Tale
In a world where love and finances often collide, our story unfolds a complex tapestry of family dynamics, personal responsibility, and the harsh realities of debt. With a stepson’s plea for financial aid putting a dream retirement at risk, the lines between obligation and autonomy blur. As the girlfriend sets her terms and the stepson scrambles to meet them, we’re left pondering the true cost of love and the weight of family ties. But what does the court of public opinion say? Can money buy peace, or is it a recipe for discord? Let’s dive into the whirlwind of opinions and see where the chips fall.
Stepson’s entitled request for loan met with NTA response.
![Image credit: KaoJin-Wo | KaoJin-Wo](https://static.diply.com/69b5ced3-ac1f-485e-9d8f-5789dc99b597.png)
Stepson’s loan is not your problem. Let him handle it.
![Image credit: JetItTogether | JetItTogether](https://static.diply.com/2e45ed98-e70a-4027-9142-059a3b4f289e.png)
NTA’s advice: make payments like ‘old folks’ did.
![Image credit: Maddie215 | Maddie215](https://static.diply.com/f90b8ccb-fd54-4ac0-8862-f955594ef91c.png)
Don’t fall for it! Stepson can pay his own debts.
![Image credit: theDagman | theDagman](https://static.diply.com/32fae3d4-04d3-44b5-a95b-fe968ca40f2b.png)
NTA: Stepson’s loan dilemma is his problem. He’s a grown man.
![Image credit: [deleted] | [deleted]](https://static.diply.com/836319b1-828e-4098-bd4a-93942de77a7f.png)
Stepson’s loan dilemma sparks family drama, but OP is NTA
![Image credit: No_Elephant3224 | No_Elephant3224](https://static.diply.com/1d556ed5-0cc1-4a41-9dd1-8b633c705f42.png)
Stepson’s debt not stepmom’s responsibility. NTA
![Image credit: Sylvurphlame | Sylvurphlame](https://static.diply.com/be33eb6d-4a97-4e65-8249-e371ea613d68.png)
Prenup to avoid student loan drama? NTA seeks advice.
![Image credit: TrickInteresting8032 | TrickInteresting8032](https://static.diply.com/9bc92328-433f-4157-afc6-36e3da34d4ed.png)
Step-son’s loan dilemma sparks family drama. NTA.
![Image credit: reallynah75 | reallynah75](https://static.diply.com/6cd61f61-8108-45fb-b4cc-2f41d353ed83.png)
Stepson behaving entitled, NTA for not paying his loans
![Image credit: valathel | valathel](https://static.diply.com/3d60061c-c58b-4b5b-b00b-1834e5189615.png)
Stepson’s college debt and bad behavior: NTA for not helping
![Image credit: pbrooks19 | pbrooks19](https://static.diply.com/23a8f420-416f-479d-b324-f4c1272f8918.png)
NTA stepson’s loan dilemma sparks financial advice
![Image credit: BabyCowGT | BabyCowGT](https://static.diply.com/1f90ccf8-7c0f-4ee7-a62e-4c4832f458f9.png)
Stepson’s college choice leads to student loan drama. NTA.
![Image credit: v2den | v2den](https://static.diply.com/05b71ad2-37e3-4532-b192-406f11f24027.png)
Stepson’s loan dilemma sparks debate on financial independence.
![Image credit: No-Jellyfish-1208 | No-Jellyfish-1208](https://static.diply.com/1b19d39a-1390-4890-9da8-064cb3458caa.png)
Setting boundaries with family over money
![Image credit: Dangerfyeld | Dangerfyeld](https://static.diply.com/19321bae-50ba-4351-900a-4a2ac7cb04d9.png)
Stepson’s loan request gets shut down in savage comment section
![Image credit: IntermittenSeries | IntermittenSeries](https://static.diply.com/dbca5fea-c0a9-4ce5-889d-b139855fbe2e.png)
Stepson’s loan dilemma sparks family drama and financial tension.
![Image credit: [deleted] | [deleted]](https://static.diply.com/936653e4-feab-458d-b6e7-24274bfd76dc.png)
Stepson’s loan dilemma causes family feud. Step-mom not TA.
![Image credit: [deleted] | [deleted]](https://static.diply.com/fd79b7a5-d63e-4989-978b-57a6cbf6fcd9.png)
Stepson wants loan, but commenter says NTA for refusing.
![Image credit: LordsofMedrengard | LordsofMedrengard](https://static.diply.com/c82d7d47-13e2-4ed8-9910-23bc386fe2c6.png)
Girlfriend wants stepson to be financially responsible, OP should not loan.
![Image credit: leeanforward | leeanforward](https://static.diply.com/f836c6b1-60c9-4d56-a364-c27e7da4dbac.png)
Stepson manipulates for money, commenter is NTA (not the a**hole)
![Image credit: SuggasMomma | SuggasMomma](https://static.diply.com/eb816285-92c7-4882-952d-ce6fa5fb50fa.png)
Stepson’s loan request puts retirement at risk. NTA stands firm.
![Image credit: ScaredCat444 | ScaredCat444](https://static.diply.com/1ca1bc63-0e72-4e1e-8ed7-7afc3b449794.png)
Girlfriend’s ultimatum over student loans – NTA’s better off
![Image credit: [deleted] | [deleted]](https://static.diply.com/62e45dd4-8f74-4256-9572-3f625cb7c57b.png)
Paying off loans won’t prove maturity, he needs to buckle down.
![Image credit: Blackstar1401 | Blackstar1401](https://static.diply.com/4a79de37-33b1-4d8f-88fc-29319aef2598.png)
Stepson won’t pay back loan, but can afford it. NTA.
![Image credit: eugenesnewdream | eugenesnewdream](https://static.diply.com/75e735fb-e028-4d2b-a7bb-44462713e5f6.png)
Stepson’s entitlement to $84k loan from stepmom sparks drama
![Image credit: TexFiend | TexFiend](https://static.diply.com/3b3f36ce-9f4a-4157-8f46-2a6be77848f7.png)
NTA! Commenter relates to financial struggle, but remains optimistic
![Image credit: Electrical_Cat589 | Electrical_Cat589](https://static.diply.com/c4c0996d-be5f-4a16-905b-a730134755e9.png)
Stepmom refuses to pay for stepson’s loan and wedding expenses
![Image credit: ijustneedtolurk | ijustneedtolurk](https://static.diply.com/249245d0-0c4d-40bb-9f55-164fc095c5ec.png)
Stepson’s loan dilemma: NTA, he’s responsible for his mess
![Image credit: [deleted] | [deleted]](https://static.diply.com/81647135-e78e-41cb-bd4e-914a87549cee.png)
Stepson wants 84k loan paid off but hates stepmom. NTA.
![Image credit: reclaimation | reclaimation](https://static.diply.com/c26573e6-5805-4ced-8279-a79aa298a8d3.png)
Stepson wants loan for student loans, but won’t pay back. NTA
![Image credit: snowdude11 | snowdude11](https://static.diply.com/ff4b8694-92f3-4208-9c30-3d5c68ad5b07.png)
Don’t be a bank for your stepson. NTA
![Image credit: ElimGarakOfCardassia | ElimGarakOfCardassia](https://static.diply.com/832e2ef6-0938-49c0-85d0-9cfe890039cd.png)
Stand your ground and don’t marry someone who values money over you ❌
![Image credit: Adviceisonthehouse | Adviceisonthehouse](https://static.diply.com/3405906a-c2f4-4010-9473-ede438ef16e8.png)
Stepson’s debt transfer scam sparks NTA drama
![Image credit: bananasovercherries | bananasovercherries](https://static.diply.com/3b84371b-5de1-4d8d-b2ee-ab92224eec30.png)
OP calls stepson entitled and lazy for student loan dilemma
![Image credit: Radiant_Cat618 | Radiant_Cat618](https://static.diply.com/98dff5df-b56a-4b57-b67d-6d64daf45078.png)
Stepson’s loan dilemma sparks outrage and admiration in comments.
![Image credit: melympia | melympia](https://static.diply.com/a9c285d2-1842-4a94-b1ac-8273da22d17b.png)
Legal contract needed for loans, says NTA commenter.
![Image credit: KnightofForestsWild | KnightofForestsWild](https://static.diply.com/1338e698-c9fe-43f4-849f-328912d019bb.png)
Husband’s son needs a talk, not you. NTA.
![Image credit: dca_user | dca_user](https://static.diply.com/3f0ed413-b429-40d2-a4fd-235023c69fe6.png)
Stepson’s debt reflects his financial irresponsibility, don’t enable him.
![Image credit: Saberise | Saberise](https://static.diply.com/f112d9f1-b1ea-42f8-96d4-93e87430ad03.png)
Offering financial counseling to stepson, NTA.
![Image credit: Outsidedave123 | Outsidedave123](https://static.diply.com/235f117d-64f0-4ee1-ae1a-f83fde1f5b84.png)
Stepson’s loan dilemma sparks drama, commenter says ‘NTA’ sarcastically.
![Image credit: wanderingplasticbag | wanderingplasticbag](https://static.diply.com/344389d6-d540-4f4b-b5b2-65d5ad829cc2.png)
Stepson hates OP, won’t pay back loan. NTA for refusing.
![Image credit: [deleted] | [deleted]](https://static.diply.com/762fea57-d3d8-4b1f-88be-35f26f423d5c.png)
Debt-ridden stepson makes 72k a year, can’t pay off loans?
![Image credit: Sea-Cauliflower705 | Sea-Cauliflower705](https://static.diply.com/103d1b04-ecf7-4410-9640-482d2d298d28.png)
NTA. ‘Not your monkey, not your circus’. Entitled stepson.
![Image credit: Fit-Bumblebee-6420 | Fit-Bumblebee-6420](https://static.diply.com/c497fb46-a0f0-4c03-a7c7-7bbf1cd5d3e1.png)
Stepson’s college choice, his responsibility. NTA for denying loan.
![Image credit: grog189 | grog189](https://static.diply.com/53678568-a7e6-43aa-a4c5-6cf989e4940f.png)
Stepson should take responsibility for his own loans.
![Image credit: Damn_Dutchman | Damn_Dutchman](https://static.diply.com/fbe2d3c0-bf62-4019-be38-7edd18280d58.png)
Debt drama: Stepson’s loan dispute sparks NTA verdict
![Image credit: toomuchswiping | toomuchswiping](https://static.diply.com/1dec57a8-4d4a-4088-a227-f08fbfd46ed8.png)
Stepson’s loan drama: NTA, not your problem
![Image credit: [deleted] | [deleted]](https://static.diply.com/b28a7c4d-99fe-48c0-bf5e-e9f7ef210113.png)
Pre-nup saves the day! Stepson’s loan drama sparks debate
![Image credit: Wontv | Wontv](https://static.diply.com/f3ec36ac-37da-4d51-8e7a-84caab5aaaff.png)
Legal contract can secure loan repayment. NTA for refusing.
![Image credit: TheABCD98 | TheABCD98](https://static.diply.com/8d276f96-afca-4541-9091-4d4dca3797f5.png)
Stepson’s entitlement sparks drama over loan dilemma
![Image credit: KINGCOCO | KINGCOCO](https://static.diply.com/28eb25fd-41d0-4011-8be7-db8d3b4f6d0e.png)
Stepson’s entitlement and blame-shifting behavior. NTA for refusing loan.
![Image credit: ComprehensiveBand586 | ComprehensiveBand586](https://static.diply.com/2801cbec-8140-451b-a3f6-cd5dc0da05f9.png)
Stepson’s entitled request for loan denied by NTA stepmom
![Image credit: No_Proposal7628 | No_Proposal7628](https://static.diply.com/f12a9ce7-f606-470c-aeec-74665b97225a.png)
Graduate shares personal story and advises OP to prioritize retirement. NTA.
![Image credit: HarriedHedgehog | HarriedHedgehog](https://static.diply.com/7c999452-3a3d-486c-bb50-861520a99ab0.png)
Love or Money? Stepson’s dilemma sparks fiery debate
![Image credit: certifiablegeek | certifiablegeek](https://static.diply.com/45b3047c-0b20-4f92-8a5f-659aceaefb19.png)
Stepson’s entitlement causes drama, commenter supports OP’s decision.
![Image credit: Environmental-Treat8 | Environmental-Treat8](https://static.diply.com/036be2db-b166-41a5-a38e-e683210ed099.png)
Helpful advice: Set clear terms and boundaries for lending money
![Image credit: CatsDownHere | CatsDownHere](https://static.diply.com/7be8d159-bf49-4520-94ec-4e76204ff3c2.png)
Stepson’s loan request sparks family drama, commenter advises against it.
![Image credit: HonPhryneFisher | HonPhryneFisher](https://static.diply.com/582f44b3-5d8e-47b0-8a47-ba0bd60da5ce.png)
Stepson’s financial struggles spark debate on personal responsibility
![Image credit: Disastrous-Nail-640 | Disastrous-Nail-640](https://static.diply.com/1a24cfea-9703-4dda-ae37-5076bba73057.png)
Generous suggestion for loaning money with favorable terms
![Image credit: InternetTowers | InternetTowers](https://static.diply.com/e789935d-bbf0-4e37-9fa4-ad5d9212abf5.png)
Stepson’s loan is not your responsibility. NTA
![Image credit: CODE_NAME_DUCKY | CODE_NAME_DUCKY](https://static.diply.com/9c3f602a-772d-4ae9-9294-dafe8714a112.png)
Stepson’s loan dilemma sparks drama, commenter advises to stand ground.
![Image credit: lsp2005 | lsp2005](https://static.diply.com/0965b18f-b256-454f-aabf-6650b690ae74.png)
Financial advice sparks debate on value of education and budgeting.
![Image credit: [deleted] | [deleted]](https://static.diply.com/306bbba3-1bb8-4f31-a138-d8a30d303fbc.png)
Stepson wants money, but commenter says NTA, no obligation
![Image credit: Puzzleheaded-Ad-9217 | Puzzleheaded-Ad-9217](https://static.diply.com/77429164-cff0-445f-94d9-24cb2ef565c1.png)
Student loan struggles don’t justify forcing stepmom to pay. ❌
![Image credit: talktomuch75 | talktomuch75](https://static.diply.com/bfe89a6c-6b30-4299-ad2f-2bced9397d71.png)
Stepson’s financial dependence on family causes relationship trouble. NTA.
![Image credit: Barrel-Of-Tigers | Barrel-Of-Tigers](https://static.diply.com/98ed4175-78a5-4022-99c7-ea7c38863aa1.png)
Fully grown man asks dad and stepmom to pay his loans. NTA.
![Image credit: Sims177 | Sims177](https://static.diply.com/8749ab93-a0fa-4bd6-840b-9decfc3d50d3.png)
Stepson’s financial irresponsibility causes drama and sparks judgement ⚡
![Image credit: Un-ComprehensivePen | Un-ComprehensivePen](https://static.diply.com/3f7c88f0-45e9-4e11-bbbe-3f2be7987015.png)
Stepson’s entitlement and hatred doesn’t obligate you. Enjoy retirement!
![Image credit: HoneyMCMLXXIII | HoneyMCMLXXIII](https://static.diply.com/aaa9ff6a-3ab3-44d1-b138-aa87648f6744.png)
Budgeting tips for paying off student loans
![Image credit: Bad_Janet_farts | Bad_Janet_farts](https://static.diply.com/c2d04c5a-9f30-4bcf-a22f-02bc06f2446e.png)
Stepson’s entitled behavior sparks drama over loan dilemma. NTA.
![Image credit: Sheila_Monarch | Sheila_Monarch](https://static.diply.com/a7dc93da-6ede-4f89-9be6-bb20f17cd54d.png)
Stepson needs to learn financial responsibility, NTA for not bailing.
![Image credit: susanbiddleross | susanbiddleross](https://static.diply.com/c53b609d-d789-4199-958c-2e6ee36f9ede.png)
Stepson’s entitled loan request from stepmom sparks family feud. NTA.
![Image credit: turd_ferguson083 | turd_ferguson083](https://static.diply.com/98d6df0f-4e34-422c-82a4-0f030b4845e9.png)
Stepson asks for loan, commenter says NTA and sets boundary
![Image credit: PugnaciousTrollButt | PugnaciousTrollButt](https://static.diply.com/89949a98-3457-4493-8edc-d858ddfd9a0c.png)
Stepson asks for loan to pay student loans, NTA to refuse
![Image credit: kryosata | kryosata](https://static.diply.com/8cc63711-98f8-4291-b309-8ece8fdde0f4.png)
Struggling teacher shares loan experience, encourages stepson to pay back loan
![Image credit: sci_geek102 | sci_geek102](https://static.diply.com/8b262ed6-3bd6-42bb-b205-ef053fe0304b.png)
Retirement over resentment: Don’t risk it for a stepson.
![Image credit: NoeTellusom | NoeTellusom](https://static.diply.com/117bff50-edbf-41bc-8075-21b8eb23ffdd.png)
Last Updated on February 24, 2024 by Diply Social Team