Imagine this: you’re cruising in your $100,000 dream car, obeying all traffic rules, when suddenly—BAM! A distracted driver runs a red light and smashes into your vehicle. The car is totaled, but thankfully, no one is hurt. Fast forward a few months, and the same driver who caused the accident reaches out, begging you to bail her out of the financial mess she’s in. Would you lend a helping hand or let her face the consequences of her actions? ♀️
A Dream Car Meets a Nightmare Scenario

The Aftermath: Blame Game Begins

Insurance Woes: The Coverage Gap

The Unexpected Plea: A Cry for Help

The Blame Shift: A Twist in the Tale ♀️

The Loan Request: A Desperate Measure ♀️

The Moral Dilemma: Friends Weigh In ️⚖️

Caught in the Crossfire: A Moral Dilemma on Wheels ⚖️
In a twist of events, the ‘Red Light Runner’, as we’ll call her, claims her life is being ruined by the lawsuit from the insurance company. She even suggests that the ‘Luxury Car Driver’ is at fault for choosing to drive an expensive car. Desperate, she pleads for a personal loan to cover the damages. The ‘Luxury Car Driver’ is left in a moral quandary, with friends suggesting he should help out since he can afford it. But should he really have to pay for her mistake? Let’s see what the internet thinks of this high-stakes predicament… ⚖️
NTA. Doubtful insurance company will pursue her, sounds like a scam

NTA ran red light, hit your car, her fault alone.

“NTA. She needs to take responsibility for her actions.”

NTA. She hit your car and now she’s upset
![Image credit: [deleted] | [deleted]](https://static.diply.com/8d7af963-7ed9-4aa2-8233-e66ed40549c8.png)
NTA: Keep her on read, save your own buns.

“NTA, sounds like a con. You paid for that coverage! “

NTA. Pay attention to the road for everyone’s safety.

“NTA. Forward emails to insurance. Legal team needs to know.”

Sympathy for a reckless driver, but no obligation to help.

NTA: No obligation to loan her money, make her your butler

“NTA, next time she should pay attention while driving. “
![Image credit: [deleted] | [deleted]](https://static.diply.com/d4ecffd9-2572-41a4-8cf5-935c8f6cb054.png)
NTA. Entitled woman refuses to take responsibility for her actions.

NTA. Hilarious request for personal loan after totaling luxury car!

NTA. You’re right on all points!

NTA: Outrageous demand for money, report harassment if it continues.
![Image credit: [deleted] | [deleted]](https://static.diply.com/7c87023a-5a8b-4080-8dcf-907c68537b3a.png)
NTA. Distracted driving is never an excuse.

Friend is a grade A moron, NTA for getting rid of them

NTA. Sympathy for woman, but lending money to strangers is risky. Insurance company is a**hole

“WTF loan 50k to a stranger? You’re not obligated.” NTA

NTA, not your problem. Smells like a scam. Don’t pay.

Woman begs for help after totaling luxury car, but who’s really to blame?

Stranger’s fault, no apologies! Don’t lend money to her.

NTA: Don’t respond to her, consider reporting her to your company

“No assets, bankruptcy might be her only way out.”

Don’t contact her! Get a lawyer and good insurance.

Driving disaster averted! NTA saves the day and demands gratitude

NTA: Stranger gets asked for personal loan, hilarity ensues

Lucky escape! NTA for not helping after dangerous accident.
