Picture this: you’re driving your dream car, worth around $100,000, when suddenly, a distracted driver runs a red light and slams into you. Thankfully, no one is hurt, but your car is totaled. The other driver is found 100% at fault, but her insurance only covers half the damages. You think it’s over, but then she reaches out, blaming you for her financial woes and asking for a personal loan. What would you do?
The Fateful Collision

Cops and Witnesses

Distracted Driver’s Apology

Insurance Woes

Desperate Plea for Help

College Dreams Shattered

Out of My Hands

Blaming the Victim’s Car

A Bold Request

Friend’s Opinion ️

Crash Culprit vs. Car Owner: Who’s Right? ♂️
So, our car owner is faced with a moral dilemma: should he help the woman who totaled his car and is now blaming him for her financial troubles? He’s already made it clear that the lawsuit is out of his hands, but she’s still begging for a personal loan. One of his friends even suggested he should consider it since he can afford it. But is it really his responsibility to bail her out? Let’s see what the internet thinks of this situation…
Insurance subrogation case sounds fishy, NTA for not loaning money.

NTA for blaming the driver who ran the red light

Driver runs red light and blames victim, NTA calls her out

NTA. Keep ignoring her emails and stand your ground.
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NTA. Commenter sympathizes but advises against loaning money.

Insurance subrogation is common, but suing is unusual. NTA.

Pay attention to the road! NTA comment advocates for safety.

NTA. Forward emails to insurance company’s legal team to report harassment.

Driver runs red light, blames victim. Commenter says NTA.

Humorous reply to NTA comment about not loaning money

Driver’s mistake blamed on victim, NTA calls out recklessness.

Woman refuses to take responsibility for car crash, entitlement at its finest

Driver asks for personal loan after causing accident, commenter says NTA

Commenter and reply agree on not lending money to irresponsible person

Don’t fall for it! Scammers gonna scam. Run away.
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NTA. Distracted driving is never an excuse.

Friend is a grade A moron, NTA for cutting ties

Commenter sympathizes but advises against lending money to stranger. Insurance company gets called out for being an a**hole.

Don’t loan 50k to a stranger, work out a payment plan

Woman blames victim for car crash, gets called out

NTA, victim-blaming driver asks for money, smells like a scam

Don’t apologize or lend money. She’s 100% at fault. ❌

Don’t engage with entitled drivers. Report to insurance company

Bankruptcy or not, she’s at fault and deserves no sympathy

Protect yourself and your assets with good car insurance

Don’t ask strangers for personal loans, especially not your victim’s insurance.

Driver claims victim is at fault, but commenters disagree.

Luck saved OP from injury, no obligation to help driver.

Don’t waste your time on someone who won’t take responsibility ♀️ ♂️

Driver runs red light, blames victim. Commenters agree she’s NTA.
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Block her and tell insurance company! NTA

Driver refuses to take responsibility for crash, blames victim.

Don’t loan her money, she’s irresponsible and already blaming you

Commenter believes woman is not at fault for car crash.

Extra insurance saves the day! But should liability minimums increase?

No obligation to loan money to woman who caused accident.

Commenter suggests distracted driver is NTA in car crash

Commenter empathizes with victim and clears them of blame. ❤️

Driving is a privilege, not a right. NTA for standing up.
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NTA advises to document all correspondence for insurance purposes

NTA, but take action: inform insurance and block her number

Should insurance companies be responsible for high-value car accidents?

Woman refuses to take responsibility for car accident.

Driver takes responsibility for mistake, comment advises no contact

Driver not at fault for accident caused by negligent woman

Driver deemed not at fault for reckless driving accident.

Driver blamed victim for accident, commenter says NTA

NTA, but it’s unfair that insurance can ruin someone financially.

Don’t be fooled, keep your money!

NTA comment receives support for not taking responsibility for insurance.

Insurance companies would sue a rabbit if they could

Rhyming NTA comment calls for justice with a rally chant!
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Driver blames victim, but commenter advises legal action for harassment.

Expensive car doesn’t make you responsible for other’s mistakes. NTA.

Woman blames victim for car crash, commenter advises against guilt.

NTA commenter suggests woman consider other loan options for accident costs.

NTA comment calls out gaslighting and urges accountability
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Insurance won’t pursue claim as woman has no assets

NTA. Cheap insurance leads to blaming victims.

Insurance dispute after car crash, NTA advises to stay out.

Generous friend offers loan, but NTA commenter sets boundaries.

Stranger asks for a car, blames victim for crash. NTA.

Compassionate comment suggests helping victim despite being NTA. ❤️

Woman causes accident, but blames victim? Commenters agree: NTA
