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Boomer Parents’ Dilemma: Should They Save Their Reckless Son from $9,000 Credit Card Debt?

by Diply Social Team
3 years ago
in Family
Reading Time: 10 mins read
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Picture this: you’re a tech-savvy boomer couple with three children. Your eldest two are responsible adults, but your youngest is a bit of a wild card. You’ve supported him through college, but he’s always been a spender, partying and blowing through his allowance. Things came to a head when he stole your credit card for a wild house party. You cut him off, but now he’s back, confessing to racking up a whopping $9,000 in credit card debt! What would you do? Read on to find out what this couple is grappling with…

Tech-Savvy Boomer Parents ️

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Two Responsible Kids vs. One Wild Child

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Financial Stability and Lessons

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Youngest Son’s Spending Habits ️

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Party Animal

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Budget Talks and Job Suggestions

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Credit Card Theft and Confrontation

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Cutting Him Off

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Angry Reactions

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

The $9,000 Confession

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Debt Disaster

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Pleading for Help

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Parents’ Dilemma

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Mom’s Perspective ❤️

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

Doubt and Decisions

Image credit: boomerindoubt | boomerindoubt
boomerindoubt | boomerindoubt

To Pay or Not to Pay: The $9,000 Question

This boomer couple is at a crossroads: should they bail their reckless son out of his $9,000 credit card debt, or let him face the harsh consequences? Dad is adamant about teaching him a lesson, while Mom thinks they should help him out, expecting repayment with a lower interest rate. Will they find a solution that teaches their son responsibility without ruining his future? Let’s see what the internet has to say about this family drama…

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NTA. Don’t bail him out again. Offer a deal for him to pay it off himself.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Don’t bail him out! Tough love is needed to teach him.

Image credit: SlooperDoop | SlooperDoop
SlooperDoop | SlooperDoop

Offer to match son’s payments to pay off credit card debt faster. NTA

Image credit: OilSeeYouL8er | OilSeeYouL8er
OilSeeYouL8er | OilSeeYouL8er

Enabling or tough love? NTA parent dilemma on bailing out son’s $9k debt

Image credit: stumpdawg | stumpdawg
stumpdawg | stumpdawg

Let him learn financial sense. $9k debt is manageable.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA for not paying off entitled son’s credit card debt

Image credit: International-Aside | International-Aside
International-Aside | International-Aside

NTA. Enabling him will only worsen his situation. Tough love.

Image credit: shygirlshouts | shygirlshouts
shygirlshouts | shygirlshouts

Time to grow up . Parents right to not pay debt.

Image credit: Griffscavern | Griffscavern
Griffscavern | Griffscavern

Enabling his irresponsibility won’t help. NTA, don’t reinforce it.

Image credit: oamnoj | oamnoj
oamnoj | oamnoj

Don’t enable him! NTA. Let the world teach him.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Son borrows $9000 in 3 months, expects parents to pay? NTA

Image credit: ElephantJuiceYoyo | ElephantJuiceYoyo
ElephantJuiceYoyo | ElephantJuiceYoyo

Financially responsible son, but should parents help with credit card debt?

Image credit: GlitteringHair7 | GlitteringHair7
GlitteringHair7 | GlitteringHair7

Don’t bail him out, but teach him how to manage money

Image credit: Deerpacolyps | Deerpacolyps
Deerpacolyps | Deerpacolyps

Time to stop enabling him and let him face consequences.

Image credit: vxvic91 | vxvic91
vxvic91 | vxvic91

Let them learn their lesson. NTA ‍♀️

Image credit: BonerSR | BonerSR
BonerSR | BonerSR

NTA parent offers tough love to son in debt.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Consider a company to pay off credit card debt with lower interest rate

Image credit: ElleHopper | ElleHopper
ElleHopper | ElleHopper

Tough love or enabling? NTA parent cuts off reckless son.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Sibling solidarity against financial irresponsibility

Image credit: awahdi | awahdi
awahdi | awahdi

Commenter suggests $9,000 debt is a bargain for college grads

Image credit: aarovski | aarovski
aarovski | aarovski

NTA: Commenter supports consequences for reckless son’s debt

Image credit: sailor_earthh | sailor_earthh
sailor_earthh | sailor_earthh

NTA suggests paying half of the loan to reduce interest.

Image credit: DespairingKatty | DespairingKatty
DespairingKatty | DespairingKatty

Letting your adult child learn the hard way with finances

Image credit: readingdragon34 | readingdragon34
readingdragon34 | readingdragon34

Tough love or enabling? Should parents save their son from debt?

Image credit: implodemode | implodemode
implodemode | implodemode

Don’t pay off his debt. He needs to learn responsibility.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Don’t enable reckless behavior. Tough love is necessary.

Image credit: sirseniorbablino | sirseniorbablino
sirseniorbablino | sirseniorbablino

NTA commenter argues that the son should learn from his $9k credit card debt, and not be bailed out by his parents. Others point out the difference between student loans and credit card debt.

Image credit: Hiiigh_Priestess | Hiiigh_Priestess
Hiiigh_Priestess | Hiiigh_Priestess

Stay tuned for an update on this cliffhanger

Image credit: OnlyToStudy | OnlyToStudy
OnlyToStudy | OnlyToStudy

Don’t feel guilty for not saving your son from credit card debt.

Image credit: knifewrenchhh | knifewrenchhh
knifewrenchhh | knifewrenchhh

Sibling solidarity: NTA for not bailing out reckless brother

Image credit: drkstofdays | drkstofdays
drkstofdays | drkstofdays

Teach a man to fish, don’t give him the fish . NTA wins.

Image credit: lamamaloca | lamamaloca
lamamaloca | lamamaloca

Son steals and lies, don’t pay debt. Watch your back.

Image credit: cyanndogg1987 | cyanndogg1987
cyanndogg1987 | cyanndogg1987

Switching to a bank with 12 months interest-free might help

Image credit: macci_a_vellian | macci_a_vellian
macci_a_vellian | macci_a_vellian

Tricky situation with a reckless son’s debt. Middle road solution?

Image credit: Wxoamer | Wxoamer
Wxoamer | Wxoamer

Don’t enable your reckless son, let him learn from mistakes

Image credit: Frizzy-Hair-I-Care | Frizzy-Hair-I-Care
Frizzy-Hair-I-Care | Frizzy-Hair-I-Care

Consider counseling and financial advisor for son’s impulsive behavior. ‍

Image credit: mnem0syne | mnem0syne
mnem0syne | mnem0syne

Teaching financial responsibility the hard way

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Son’s financial irresponsibility not parents’ burden. NTA

Image credit: hfarrands | hfarrands
hfarrands | hfarrands

No sympathy for son’s debt, tough love needed.

Image credit: The-truth-hurts1 | The-truth-hurts1
The-truth-hurts1 | The-truth-hurts1

Former reckless spender advises parents to stop bailing out their son

Image credit: bellarexnalajon | bellarexnalajon
bellarexnalajon | bellarexnalajon

Tough love or enabling? Parents debate helping their son’s debt.

Image credit: Swarzsinne | Swarzsinne
Swarzsinne | Swarzsinne

Tough love time! NTA, let him learn from his mistakes.

Image credit: Dontrocktheboat1986 | Dontrocktheboat1986
Dontrocktheboat1986 | Dontrocktheboat1986

Don’t enable him! It’s time for him to take responsibility.

Image credit: karmagroupie | karmagroupie
karmagroupie | karmagroupie

Clear and concise. This commenter knows where they stand.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Adult son’s credit card debt: NTA parents, he pays it off.

Image credit: poptartbabyboo | poptartbabyboo
poptartbabyboo | poptartbabyboo

Time for tough love Let him face the consequences.

Image credit: footfaceball | footfaceball
footfaceball | footfaceball

Reckless son in debt: NTA says he should face consequences

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Let him learn from his mistakes . Don’t enable his behavior.

Image credit: juniperfallshere | juniperfallshere
juniperfallshere | juniperfallshere
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