Picture this: you’re a tech-savvy boomer couple with three children. Your eldest two are responsible adults, but your youngest is a bit of a wild card. You’ve supported him through college, but he’s always been a spender, partying and blowing through his allowance. Things came to a head when he stole your credit card for a wild house party. You cut him off, but now he’s back, confessing to racking up a whopping $9,000 in credit card debt! What would you do? Read on to find out what this couple is grappling with…
Tech-Savvy Boomer Parents ️

Two Responsible Kids vs. One Wild Child

Financial Stability and Lessons

Youngest Son’s Spending Habits ️

Party Animal

Budget Talks and Job Suggestions

Credit Card Theft and Confrontation

Cutting Him Off

Angry Reactions

The $9,000 Confession

Debt Disaster

Pleading for Help

Parents’ Dilemma

Mom’s Perspective ❤️

Doubt and Decisions

To Pay or Not to Pay: The $9,000 Question
This boomer couple is at a crossroads: should they bail their reckless son out of his $9,000 credit card debt, or let him face the harsh consequences? Dad is adamant about teaching him a lesson, while Mom thinks they should help him out, expecting repayment with a lower interest rate. Will they find a solution that teaches their son responsibility without ruining his future? Let’s see what the internet has to say about this family drama…
NTA. Don’t bail him out again. Offer a deal for him to pay it off himself.
![Image credit: [deleted] | [deleted]](https://static.diply.com/a1ead380-3389-4574-82bd-c95c98d1d657.png)
Don’t bail him out! Tough love is needed to teach him.

Offer to match son’s payments to pay off credit card debt faster. NTA

Enabling or tough love? NTA parent dilemma on bailing out son’s $9k debt

Let him learn financial sense. $9k debt is manageable.
![Image credit: [deleted] | [deleted]](https://static.diply.com/b056ee33-9545-4c25-960e-76da8f6dcc9b.png)
NTA for not paying off entitled son’s credit card debt

NTA. Enabling him will only worsen his situation. Tough love.

Time to grow up . Parents right to not pay debt.

Enabling his irresponsibility won’t help. NTA, don’t reinforce it.

Don’t enable him! NTA. Let the world teach him.
![Image credit: [deleted] | [deleted]](https://static.diply.com/508bba83-081d-48d6-b826-1f84c1001732.png)
Son borrows $9000 in 3 months, expects parents to pay? NTA

Financially responsible son, but should parents help with credit card debt?

Don’t bail him out, but teach him how to manage money

Time to stop enabling him and let him face consequences.

Let them learn their lesson. NTA ♀️

NTA parent offers tough love to son in debt.
![Image credit: [deleted] | [deleted]](https://static.diply.com/4859f6b2-cd26-4753-8508-ee48103325e2.png)
Consider a company to pay off credit card debt with lower interest rate

Tough love or enabling? NTA parent cuts off reckless son.
![Image credit: [deleted] | [deleted]](https://static.diply.com/a565c5ba-4f1a-4e11-b55a-6d60e92e974f.png)
Sibling solidarity against financial irresponsibility

Commenter suggests $9,000 debt is a bargain for college grads

NTA: Commenter supports consequences for reckless son’s debt

NTA suggests paying half of the loan to reduce interest.

Letting your adult child learn the hard way with finances

Tough love or enabling? Should parents save their son from debt?

Don’t pay off his debt. He needs to learn responsibility.
![Image credit: [deleted] | [deleted]](https://static.diply.com/3642aec4-0a08-4eb1-ac05-16b2e7577a29.png)
Don’t enable reckless behavior. Tough love is necessary.

NTA commenter argues that the son should learn from his $9k credit card debt, and not be bailed out by his parents. Others point out the difference between student loans and credit card debt.

Stay tuned for an update on this cliffhanger

Don’t feel guilty for not saving your son from credit card debt.

Sibling solidarity: NTA for not bailing out reckless brother

Teach a man to fish, don’t give him the fish . NTA wins.

Son steals and lies, don’t pay debt. Watch your back.

Switching to a bank with 12 months interest-free might help

Tricky situation with a reckless son’s debt. Middle road solution?

Don’t enable your reckless son, let him learn from mistakes

Consider counseling and financial advisor for son’s impulsive behavior.

Teaching financial responsibility the hard way
![Image credit: [deleted] | [deleted]](https://static.diply.com/5ee97298-5f78-40b0-822e-50e60f109a2c.png)
Son’s financial irresponsibility not parents’ burden. NTA

No sympathy for son’s debt, tough love needed.

Former reckless spender advises parents to stop bailing out their son

Tough love or enabling? Parents debate helping their son’s debt.

Tough love time! NTA, let him learn from his mistakes.

Don’t enable him! It’s time for him to take responsibility.

Clear and concise. This commenter knows where they stand.
![Image credit: [deleted] | [deleted]](https://static.diply.com/c0584895-8236-48a0-b93a-d19bc6d1701b.png)
Adult son’s credit card debt: NTA parents, he pays it off.

Time for tough love Let him face the consequences.

Reckless son in debt: NTA says he should face consequences
![Image credit: [deleted] | [deleted]](https://static.diply.com/61b284f9-c2ce-4ce9-b202-749de154dc72.png)
Let him learn from his mistakes . Don’t enable his behavior.
