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Retired Parents REFUSE to Make Financial Plan for 40-Year-Old Daughter

by Diply Social Team
1 year ago
in Family
Reading Time: 15 mins read
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Buckle up, folks, because we’ve got a juicy family drama on our hands! Meet our protagonist, a 41-year-old wife and mother who’s found herself in quite the pickle with her in-laws. Her sister-in-law, Daisy, is a 40-year-old still living at home, and the parents seem to think it’s totally cool to pass the responsibility of supporting her onto our leading lady and her husband! Get ready for a wild ride filled with financial woes, family tensions, and some serious boundary-pushing!

Family Drama Alert: In-Laws Expect Us to Financially Support SIL!

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

Meet Daisy: The 40-Year-Old Still Living at Home

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

Parents Foot the Bill While Daisy Splurges

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

Daisy’s Unnecessary Purchases: New Laptop, Pricey Products, Streaming Galore! ️

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

MIL’s Shocking Suggestion: “She’ll Be Living With You When We’re Gone!”

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

Frustrated Wife: No One Considers Other Options!

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

Worries About SIL’s Future: Will She Spend Everything She Inherits?

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

Touchy Subject: SIL Walks Out When Moving Out Is Mentioned! ‍♀️

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

WIBTA for Asking In-Laws to Make a Financial Plan for SIL?

Image credit: Desperate_Design_169 | Desperate_Design_169
Desperate_Design_169 | Desperate_Design_169

Family Feud: Should In-Laws Make a Financial Plan for Dependent Daughter?

Well, well, well… looks like we’ve got ourselves a classic case of family drama! Our protagonist is caught between a rock and a hard place, with her in-laws expecting her and her husband to take on the role of parents for their 40-year-old daughter, Daisy. Daisy’s living the high life at home, splurging on unnecessary purchases while her parents foot the bill. But the real kicker? The in-laws are hinting that Daisy will be moving in with our leading lady when they’re gone! Yikes! Let’s see what the internet has to say about this sticky situation…

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Discuss with spouse and set boundaries for financial responsibility

Image credit: FragrantEconomist386 | FragrantEconomist386
FragrantEconomist386 | FragrantEconomist386

Stand your ground and have that conversation with your husband. NTA.

Image credit: BulbasaurRanch | BulbasaurRanch
BulbasaurRanch | BulbasaurRanch

Engage in AITA spirit: laugh off in-law’s joke with witty comebacks

Image credit: antizana | antizana
antizana | antizana

Setting boundaries with in-laws. NTA

Image credit: mdthomas | mdthomas
mdthomas | mdthomas

Set boundaries with retired parents to avoid being financially responsible.

Image credit: Baron_MM | Baron_MM
Baron_MM | Baron_MM

Asserting boundaries with in-laws about financial planning, seek spouse’s support

Image credit: empathy10 | empathy10
empathy10 | empathy10

NTA. Encouraging independent accommodation for grown-up SIL is reasonable

Image credit: atealein | atealein
atealein | atealein

NTA. Your MIL treats her daughter like a child. Discuss ASAP.

Image credit: Banana_Puddin11 | Banana_Puddin11
Banana_Puddin11 | Banana_Puddin11

Communication key for financial planning in family, inheritance uncertain

Image credit: NewtoFL2 | NewtoFL2
NewtoFL2 | NewtoFL2

Set boundaries with in-laws about SIL living with you

Image credit: Hushes | Hushes
Hushes | Hushes

Estate attorney dinner conversation leads to financial planning ‍

Image credit: charlie1314 | charlie1314
charlie1314 | charlie1314

Defending independence with humor and honesty.

Image credit: C_Majuscula | C_Majuscula
C_Majuscula | C_Majuscula

Practical NTA comment advocates open communication to prevent future resentment

Image credit: PlumpPamela | PlumpPamela
PlumpPamela | PlumpPamela

Address the issue now or be prepared to support SIL forever

Image credit: SatelliteBeach123 | SatelliteBeach123
SatelliteBeach123 | SatelliteBeach123

Setting clear boundaries with in-laws ‍♀️

Image credit: nothisTrophyWife | nothisTrophyWife
nothisTrophyWife | nothisTrophyWife

Trusteeship over a trust is a fair middle ground

Image credit: Tallgurrl | Tallgurrl
Tallgurrl | Tallgurrl

NTA stands up to retired parents’ manipulative ‘jokes’ about living together

Image credit: Accomplished-Dog3715 | Accomplished-Dog3715
Accomplished-Dog3715 | Accomplished-Dog3715

Suggests creating a trust for sil to learn budgeting

Image credit: Boo-Boo97 | Boo-Boo97
Boo-Boo97 | Boo-Boo97

Stand up for yourself and set boundaries with in-laws.

Image credit: dncrmom | dncrmom
dncrmom | dncrmom

Grandma’s enabling resulted in uncle’s struggles at 60. NTA, plan now.

Image credit: Livetorun123 | Livetorun123
Livetorun123 | Livetorun123

Setting boundaries with adult children about finances

Image credit: CatchMeIfYouCan09 | CatchMeIfYouCan09
CatchMeIfYouCan09 | CatchMeIfYouCan09

It’s important to present a united front with in-laws

Image credit: BefuddledPolydactyls | BefuddledPolydactyls
BefuddledPolydactyls | BefuddledPolydactyls

Communication is key in creating a financial plan ✆

Image credit: Goalie_LAX_21093 | Goalie_LAX_21093
Goalie_LAX_21093 | Goalie_LAX_21093

Struggling or Comfy? Commenter says daughter is enabled by parents.

Image credit: LittleMsWhoops | LittleMsWhoops
LittleMsWhoops | LittleMsWhoops

Setting boundaries with in-laws who won’t plan for their daughter

Image credit: Lisa_Knows_Best | Lisa_Knows_Best
Lisa_Knows_Best | Lisa_Knows_Best

Establishing boundaries with in-laws and husband to avoid enabling.

Image credit: No_Astronaut2795 | No_Astronaut2795
No_Astronaut2795 | No_Astronaut2795

Set boundaries with husband first before talking to in-laws.

Image credit: giantbrownguy | giantbrownguy
giantbrownguy | giantbrownguy

Setting boundaries with in-laws about caring for SIL

Image credit: Beck2010 | Beck2010
Beck2010 | Beck2010

Ignoring the inevitable won’t make it go away . NTA.

Image credit: KimB-booksncats-11 | KimB-booksncats-11
KimB-booksncats-11 | KimB-booksncats-11

Setting boundaries with family can lead to positive outcomes

Image credit: Professional-Bear114 | Professional-Bear114
Professional-Bear114 | Professional-Bear114

NTA takes a stand against spoiling SIL, offers practical solutions

Image credit: noonecaresat805 | noonecaresat805
noonecaresat805 | noonecaresat805

Setting boundaries with family members is hard but necessary.

Image credit: Chronza | Chronza
Chronza | Chronza

Similar story shared, empathizes with OP’s situation and lack of resolution.

Image credit: max_power1000 | max_power1000
max_power1000 | max_power1000

Sibling warns of consequences when parents don’t plan finances

Image credit: LessMention9 | LessMention9
LessMention9 | LessMention9

Enabling financial ignorance won’t end well. Set up a trust

Image credit: briomio | briomio
briomio | briomio

Suggest confronting the parents with humor and concern

Image credit: After_Hovercraft7808 | After_Hovercraft7808
After_Hovercraft7808 | After_Hovercraft7808

NTA comment warns against potential financial burden, urges action.

Image credit: strange_dog_TV | strange_dog_TV
strange_dog_TV | strange_dog_TV

Encouraging independence and budgeting skills

Image credit: Prudent-Reserve4612 | Prudent-Reserve4612
Prudent-Reserve4612 | Prudent-Reserve4612

Cousin’s wife stood up for herself and her family

Image credit: travelkmac | travelkmac
travelkmac | travelkmac

Approach the topic with empathy and understanding

Image credit: SophieSquishy | SophieSquishy
SophieSquishy | SophieSquishy

Encouraging NTA commenter advises setting expectations for SIL’s financial responsibility

Image credit: BeardManMichael | BeardManMichael
BeardManMichael | BeardManMichael

Don’t wait to discuss this – address it now!

Image credit: 1-Dragonfly | 1-Dragonfly
1-Dragonfly | 1-Dragonfly

Spouse must take a stand against entitled sister-in-law

Image credit: TossingPasta | TossingPasta
TossingPasta | TossingPasta

NTA commenter sympathizes but suggests it’s not worth worrying about.

Image credit: DorceeB | DorceeB
DorceeB | DorceeB

Spouse should set boundaries with his family, not you. Good luck!

Image credit: melissapony | melissapony
melissapony | melissapony

Planning for the future is important to avoid financial burden

Image credit: AnfreloSt-Da | AnfreloSt-Da
AnfreloSt-Da | AnfreloSt-Da

Setting boundaries with retired parents who won’t plan finances

Image credit: Chipchop666 | Chipchop666
Chipchop666 | Chipchop666

Setting boundaries: commenter warns parents of potential consequences

Image credit: redralphie | redralphie
redralphie | redralphie

Planning for the future of adult children with disabilities

Image credit: ShotTreacle8209 | ShotTreacle8209
ShotTreacle8209 | ShotTreacle8209

Communication is key! Talk to your husband about sister’s situation.

Image credit: Y2Flax | Y2Flax
Y2Flax | Y2Flax

NTA suggests selling house, setting up trust for sister’s inheritance.

Image credit: 9smalltowngirl | 9smalltowngirl
9smalltowngirl | 9smalltowngirl

Encouraging tough love approach to teach financial independence

Image credit: FairyFartDaydreams | FairyFartDaydreams
FairyFartDaydreams | FairyFartDaydreams

Daughter not responsible for parents’ future care and vacation bills.

Image credit: Mustng1966 | Mustng1966
Mustng1966 | Mustng1966

Planning for SIL’s future may affect marriage and family dynamics

Image credit: Born-Damage-2911 | Born-Damage-2911
Born-Damage-2911 | Born-Damage-2911

Suggesting a trust and annuity for entitled daughter’s future

Image credit: JlazyY | JlazyY
JlazyY | JlazyY

Humorous approach to dealing with difficult in-laws

Image credit: Eastern_Condition863 | Eastern_Condition863
Eastern_Condition863 | Eastern_Condition863

In-laws want to shirk responsibility for 40-year-old daughter ‍♀️, commenter advises against it.

Image credit: GlassObject4443 | GlassObject4443
GlassObject4443 | GlassObject4443

Spouse’s financial priorities causing strain on marriage

Image credit: BunnySlayer64 | BunnySlayer64
BunnySlayer64 | BunnySlayer64

Husband’s involvement in financial planning causing concern

Image credit: Critical-Vegetable26 | Critical-Vegetable26
Critical-Vegetable26 | Critical-Vegetable26

Politely decline and avoid getting involved. YWBTA

Image credit: External-Hamster-991 | External-Hamster-991
External-Hamster-991 | External-Hamster-991

Spouse’s reluctance to address SIL’s dependency is a dealbreaker. NTA

Image credit: Jallenrix | Jallenrix
Jallenrix | Jallenrix

Protect yourself from a parasitic sibling before it’s too late

Image credit: mynameisnotsparta | mynameisnotsparta
mynameisnotsparta | mynameisnotsparta

Setting boundaries is key . Make it clear she’s not your responsibility.

Image credit: meeksworth | meeksworth
meeksworth | meeksworth

Discussing in-laws’ finances: YWBTA if you interfere. Let husband handle.

Image credit: fuzzy_mic | fuzzy_mic
fuzzy_mic | fuzzy_mic

Enabling leads to lack of motivation NTA, stop enabling.

Image credit: Dependent_Lion4812 | Dependent_Lion4812
Dependent_Lion4812 | Dependent_Lion4812

NTA. Spouse needs to be on same page re: SIL moving in ‍ ‍

Image credit: JustmyOpinion444 | JustmyOpinion444
JustmyOpinion444 | JustmyOpinion444

Family feud over inheritance and financial dependency

Image credit: EntrepreneurAmazing3 | EntrepreneurAmazing3
EntrepreneurAmazing3 | EntrepreneurAmazing3

Stand up for yourself and don’t let others dictate decisions

Image credit: chocolate_chip_kirsy | chocolate_chip_kirsy
chocolate_chip_kirsy | chocolate_chip_kirsy

Encouraging independence while protecting oneself and family

Image credit: socal1959 | socal1959
socal1959 | socal1959

Suggests setting boundaries and creating a savings account for daughter

Image credit: Mrs_WorkingMuggle | Mrs_WorkingMuggle
Mrs_WorkingMuggle | Mrs_WorkingMuggle

Stand your ground and confront the parents. It’s not a joke.

Image credit: harbinger06 | harbinger06
harbinger06 | harbinger06

Planning for a dependent relative is crucial

Image credit: Historical_Carpet262 | Historical_Carpet262
Historical_Carpet262 | Historical_Carpet262

NTA. Set boundaries and stick to them with husband’s support

Image credit: ChonkButt510 | ChonkButt510
ChonkButt510 | ChonkButt510

Setting boundaries with in-laws for SIL’s financial independence.

Image credit: NotSoAverage_sister | NotSoAverage_sister
NotSoAverage_sister | NotSoAverage_sister

Setting boundaries for a sibling does not make you an a**hole

Image credit: Dramatic_Asparagus75 | Dramatic_Asparagus75
Dramatic_Asparagus75 | Dramatic_Asparagus75

Set boundaries with in-laws, you’re NTA for not enabling them

Image credit: Noneya_Biddness | Noneya_Biddness
Noneya_Biddness | Noneya_Biddness

Sibling agrees with OP’s plan to discuss finances with parents.

Image credit: Faexora | Faexora
Faexora | Faexora

Asserting boundaries with humor to entitled parents. NTA

Image credit: mifflewhat | mifflewhat
mifflewhat | mifflewhat

NTA OP suggested a professional trustee managing a trust fund for Daisy.

Image credit: Velma_Xanadu | Velma_Xanadu
Velma_Xanadu | Velma_Xanadu

Discussing inheritance options for middle-aged daughter with financial caution ⚠️

Image credit: InteractionNo9110 | InteractionNo9110
InteractionNo9110 | InteractionNo9110

Plan ahead for cohabitation: important talk to have with parents

Image credit: ReaderRabbit23 | ReaderRabbit23
ReaderRabbit23 | ReaderRabbit23

Heartless comment mocks financial struggle of 40-year-old daughter.

Image credit: Adultarescence | Adultarescence
Adultarescence | Adultarescence

A harsh judgment of a 40-year-old woman depending on parents.

Image credit: King_Yahoo | King_Yahoo
King_Yahoo | King_Yahoo

Spouse’s parents refuse plan for adult child

Image credit: Midlife_Crisis_46 | Midlife_Crisis_46
Midlife_Crisis_46 | Midlife_Crisis_46

NTA. Discussion needed with husband and in-laws about SIL’s future

Image credit: 3Heathens_Mom | 3Heathens_Mom
3Heathens_Mom | 3Heathens_Mom

Daughter’s financial responsibility, not parents’. Confrontation necessary

Image credit: Practical_Reindeer23 | Practical_Reindeer23
Practical_Reindeer23 | Practical_Reindeer23

Suggesting a trust to manage inheritance for independent daughter

Image credit: Mindless_Browsing15 | Mindless_Browsing15
Mindless_Browsing15 | Mindless_Browsing15
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Gardener’s Genius Hack: Using A Kiddie Pool As A Flower Bed

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