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Fiancée’s Down Payment Dilemma: Is it Fair or Foul Play?

by Diply Social Team
1 year ago
in Family
Reading Time: 16 mins read
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Ah, the joys of buying a home with your significant other! But what happens when a financial gift from a parent turns into a down payment dilemma? One man is left questioning if his fiancée’s approach to splitting their down payment is fair or not. Let’s dive into the story and see if you think this couple’s money matters are being handled fairly.

The House Hunt Begins

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Assumptions and Expectations

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Feeling the Financial Squeeze

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Clarifying the Situation

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

A Possible Solution?

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Misinterpretation or Miscommunication?

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Addressing Misconceptions

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

The Numbers Game

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Answering Common Questions

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Gift Intentions

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Father’s Blessing and Intentions

Image credit: whoamimate | whoamimate
whoamimate | whoamimate

Down Payment Drama: Fairness in Question

This couple’s down payment predicament has everyone talking! The man assumed they would use his fiancée’s $25k parental gift and split the remaining $20k for their down payment. However, she wants to split the entire $45k, leaving him to contribute almost 100% of his savings. He feels it’s unfair and suggests a payment plan between them. The gift was intended to help them both, but was it misinterpreted or miscommunicated? Let’s see what the internet thinks of this situation…

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Fiancée expects 50% ownership but only contributes $10k. YTA

Image credit: CakeEatingRabbit | CakeEatingRabbit
CakeEatingRabbit | CakeEatingRabbit

Discussing finances as a couple is crucial for a healthy relationship.

Image credit: mmiggs | mmiggs
mmiggs | mmiggs

Splitting down payment 50/50 isn’t always fair. Have a conversation

Image credit: CuriousHaven | CuriousHaven
CuriousHaven | CuriousHaven

Joint assets or not, YTA for questioning her inheritance.

Image credit: Prestigious_Isopod72 | Prestigious_Isopod72
Prestigious_Isopod72 | Prestigious_Isopod72

Sharing is caring: Conflicted commenter advocates for teamwork in finances.

Image credit: plantsb4putas | plantsb4putas
plantsb4putas | plantsb4putas

User thinks OP is the a**hole for unequal payment proposal.

Image credit: Angelblade92 | Angelblade92
Angelblade92 | Angelblade92

Fair or foul play? Sorting out finances is key. YTA if not.

Image credit: Neon-Anonymous | Neon-Anonymous
Neon-Anonymous | Neon-Anonymous

Discussing finances before marriage is crucial for a successful union.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Savage reply to fiancé’s down payment dilemma.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Marriage means sharing everything, fiancée wants finances separate.

Image credit: mettlesum_meliara | mettlesum_meliara
mettlesum_meliara | mettlesum_meliara

Fiancé’s down payment gift dilemma: YWNBTA to ask question

Image credit: OrganicSquare7023 | OrganicSquare7023
OrganicSquare7023 | OrganicSquare7023

Fair or foul? Commenter questions OP’s view on down payment.

Image credit: johnbrownenterprise | johnbrownenterprise
johnbrownenterprise | johnbrownenterprise

Fiancé wants to split down payment equally, but OP WBTA.

Image credit: Late_Intention | Late_Intention
Late_Intention | Late_Intention

Fiancé wants to pay only 22% of down-payment. YTA.

Image credit: Cocoasneeze | Cocoasneeze
Cocoasneeze | Cocoasneeze

Fiancé wants her to put up more money for down payment

Image credit: 87lonelygirl | 87lonelygirl
87lonelygirl | 87lonelygirl

Gifted money for down payment: fair to use some for furnishing?

Image credit: Fullback70 | Fullback70
Fullback70 | Fullback70

Splitting the down payment? YTA if you expect equal ownership.

Image credit: blueboxx1 | blueboxx1
blueboxx1 | blueboxx1

Fiancé wants 50/50 split on down payment. Commenter calls out entitlement.

Image credit: ColdstreamCapple | ColdstreamCapple
ColdstreamCapple | ColdstreamCapple

NAH verdict on whether down payment gift was solely for fiancée.

Image credit: Nightmare-KittyKat | Nightmare-KittyKat
Nightmare-KittyKat | Nightmare-KittyKat

Splitting the down payment is fair, YTA if you don’t.

Image credit: No_Pepper_3676 | No_Pepper_3676
No_Pepper_3676 | No_Pepper_3676

Pay your fair share or risk losing your fiancee. YTA

Image credit: ResponsibleHedonist | ResponsibleHedonist
ResponsibleHedonist | ResponsibleHedonist

Combining finances before marriage can avoid down payment disputes.

Image credit: jjj68548 | jjj68548
jjj68548 | jjj68548

Fiancé not contributing full $25k for house? NTA thinks weird.

Image credit: gophins13 | gophins13
gophins13 | gophins13

Clarify finances before buying. NAH for asking for help.

Image credit: Zestyclose-Park-5991 | Zestyclose-Park-5991
Zestyclose-Park-5991 | Zestyclose-Park-5991

Did the parents intend the full amount for the wedding?

Image credit: Jaded-Moose983 | Jaded-Moose983
Jaded-Moose983 | Jaded-Moose983

Discussing finances before marriage is key

Image credit: JupiterLocal | JupiterLocal
JupiterLocal | JupiterLocal

Future money management in relationships can make or break it. NTA

Image credit: Consistent_Artist_67 | Consistent_Artist_67
Consistent_Artist_67 | Consistent_Artist_67

User explains why splitting fiancée’s down payment is unfair.

Image credit: Zed_idgaf | Zed_idgaf
Zed_idgaf | Zed_idgaf

A fair solution to an uneven down payment.

Image credit: Knittingrainbows | Knittingrainbows
Knittingrainbows | Knittingrainbows

Fairness in a relationship’s finances, NTA for expectations, NAH situation.

Image credit: powershellnut | powershellnut
powershellnut | powershellnut

Fiancé wants to split down payment 50/50, YWBTA if you push for more.

Image credit: Sixsignsofalex94 | Sixsignsofalex94
Sixsignsofalex94 | Sixsignsofalex94

Unmarried? Separate finances? YWBTA for expecting joint benefits.

Image credit: TheQuietType84 | TheQuietType84
TheQuietType84 | TheQuietType84

Parents gave money for both to become homeowners, not just fiancee. NTA

Image credit: SuperDupperSnooper | SuperDupperSnooper
SuperDupperSnooper | SuperDupperSnooper

User suggests a solution to the down payment dilemma.

Image credit: Academic-Effect-340 | Academic-Effect-340
Academic-Effect-340 | Academic-Effect-340

Think twice before sharing your financial life with someone like her.

Image credit: FeeFiFooFunyon | FeeFiFooFunyon
FeeFiFooFunyon | FeeFiFooFunyon

Contributing equally is fair play. YTA for expecting otherwise.

Image credit: Travelwithbex | Travelwithbex
Travelwithbex | Travelwithbex

User thinks OP is greedy for wanting fiancee’s gift.

Image credit: blueboy754 | blueboy754
blueboy754 | blueboy754

Fiancée should work on a payment plan or find cheaper house.

Image credit: -eri- | -eri-
-eri- | -eri-

Important questions to consider before making a down payment.

Image credit: Crystal010Rose | Crystal010Rose
Crystal010Rose | Crystal010Rose

User questions fairness of fiancée paying more for down payment

Image credit: ScoutlovesAtticus | ScoutlovesAtticus
ScoutlovesAtticus | ScoutlovesAtticus

Don’t rush into a financial tie, YTA for feeling resentment.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NAH couple needs to have hard money conversations before marriage.

Image credit: NotLostForWords | NotLostForWords
NotLostForWords | NotLostForWords

Joint account or not? ESH according to this commenter.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NAH commenter suggests open communication and flexibility for finances in marriage.

Image credit: According-Ad-6968 | According-Ad-6968
According-Ad-6968 | According-Ad-6968

Fiancé’s down payment causing discomfort, soft YTA for spending gift.

Image credit: memechante | memechante
memechante | memechante

Money matters: Discussing finances and prenups before marriage

Image credit: Yogafunkgirl | Yogafunkgirl
Yogafunkgirl | Yogafunkgirl

It’s not about who paid less/more, it’s about being a team

Image credit: Live_Carpet6396 | Live_Carpet6396
Live_Carpet6396 | Live_Carpet6396

YTA comment defends fiancée’s down payment gift, no replies.

Image credit: ReceptionPuzzled1579 | ReceptionPuzzled1579
ReceptionPuzzled1579 | ReceptionPuzzled1579

Wedding gift for down payment, but fiancee keeps extra cash? NTA

Image credit: todayistheday_1027 | todayistheday_1027
todayistheday_1027 | todayistheday_1027

Discussing finances is crucial for a marriage.

Image credit: jaccajjaccaj | jaccajjaccaj
jaccajjaccaj | jaccajjaccaj

Fiancé wants unequal contribution to house down payment. Commenter says YTA.

Image credit: Selenophile91 | Selenophile91
Selenophile91 | Selenophile91

Partner won’t share gifted down payment, NTA for feeling uneasy

Image credit: Probablyapplejuice | Probablyapplejuice
Probablyapplejuice | Probablyapplejuice

Fiancée claims gift for house down payment as her own money. NTA.

Image credit: NurseKayleigh13 | NurseKayleigh13
NurseKayleigh13 | NurseKayleigh13

NTA suggests splitting remainder of down payment 50/50. YIKES.

Image credit: gakash | gakash
gakash | gakash

Think about what marriage means to you before accepting money

Image credit: shhh_its_me | shhh_its_me
shhh_its_me | shhh_its_me

Talk finances before marriage to avoid divorce.

Image credit: KingStronghand | KingStronghand
KingStronghand | KingStronghand

User suggests options for fair home ownership split. YTA verdict.

Image credit: DigitalClutter | DigitalClutter
DigitalClutter | DigitalClutter

Fiancée wants equal deposit, wiping out partner’s savings. YTA.

Image credit: HolyMolyTitsMagee | HolyMolyTitsMagee
HolyMolyTitsMagee | HolyMolyTitsMagee

Red flag alert! Asking fiancée to pay most of the down? YWBTA

Image credit: Winter-eyed | Winter-eyed
Winter-eyed | Winter-eyed

User accuses OP of lack of commitment and being selfish.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Talk it out before making assumptions. YTA.

Image credit: redcore4 | redcore4
redcore4 | redcore4

YTA for assuming her gift is yours.

Image credit: Tshlavka | Tshlavka
Tshlavka | Tshlavka

Fiancé accused of being entitled for wanting more than 50% down

Image credit: iridescent-wings | iridescent-wings
iridescent-wings | iridescent-wings

Fair compromise for down payment, but origins of money irrelevant.

Image credit: FigSpecific2502 | FigSpecific2502
FigSpecific2502 | FigSpecific2502

User thinks OP is TA for not contributing to down payment

Image credit: Drayden71 | Drayden71
Drayden71 | Drayden71

Money from parents: personal or shared? Share your experience

Image credit: NillesTheThird | NillesTheThird
NillesTheThird | NillesTheThird

Splitting the down payment 50:50 is fair. YTA.

Image credit: Strong_Weakness2638 | Strong_Weakness2638
Strong_Weakness2638 | Strong_Weakness2638

Fiancé wants her to use all her money? YTA, run fast!

Image credit: emccm | emccm
emccm | emccm

Sensible solution for down payment dilemma

Image credit: atlas1892 | atlas1892
atlas1892 | atlas1892

Couple agrees partner is being unfair in down payment situation

Image credit: Accomplished_Bus_255 | Accomplished_Bus_255
Accomplished_Bus_255 | Accomplished_Bus_255

Inheritance is not community property. YWBTA if you insist.

Image credit: hellahellagoodshit | hellahellagoodshit
hellahellagoodshit | hellahellagoodshit

Don’t be entitled, YTA. Be grateful for the help.

Image credit: Jane3938 | Jane3938
Jane3938 | Jane3938

User believes 50-50 split is fair, advises re-evaluating relationship

Image credit: zadidoll | zadidoll
zadidoll | zadidoll

User thinks OP is the a**hole for not paying share

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA! User defends OP and advises talking to fiance and father.

Image credit: elvenry | elvenry
elvenry | elvenry

YTA receives blunt judgement for down payment dilemma.

Image credit: noseybugger89 | noseybugger89
noseybugger89 | noseybugger89

Discussing fair ways to split down payment and future ownership.

Image credit: rachy182 | rachy182
rachy182 | rachy182

Fair split of gifted money, NTA.

Image credit: Really1979 | Really1979
Really1979 | Really1979

NAH. Couple has different views on joint funds vs personal funds.

Image credit: BookWormsFTW | BookWormsFTW
BookWormsFTW | BookWormsFTW

YTA for not discussing money openly before buying a house

Image credit: SarHoLo | SarHoLo
SarHoLo | SarHoLo

Splitting the payment 50/50 is only fair. #NTA

Image credit: Illustrious-Mind-683 | Illustrious-Mind-683
Illustrious-Mind-683 | Illustrious-Mind-683

Sharing finances equally for a stable future

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

User suggests talking to fiance about expectations.

Image credit: Separate-Yesterday74 | Separate-Yesterday74
Separate-Yesterday74 | Separate-Yesterday74

Combining finances? Not married yet? YTA, says commenter. ‍♀️

Image credit: beansblog23 | beansblog23
beansblog23 | beansblog23

Neglecting to discuss finances before buying a house? ESH

Image credit: ohhgrrl | ohhgrrl
ohhgrrl | ohhgrrl

NAH situation, but clarity on dad’s gift intention is important.

Image credit: Atze-Peng | Atze-Peng
Atze-Peng | Atze-Peng

Partner’s down payment gift causing financial strain and relationship issues.

Image credit: DucksFuckBitches | DucksFuckBitches
DucksFuckBitches | DucksFuckBitches

Think beyond the down payment! NTA but consider future expenses.

Image credit: ptprn11 | ptprn11
ptprn11 | ptprn11
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