Siblings at War: Co-signing a Mortgage or Protecting Credit?

We all know that family and money can be a tricky mix, but what happens when your sibling’s financial irresponsibility puts your own future at risk? One person is caught in a dilemma between helping their brother secure a mortgage for his growing family and protecting their own credit. With pressure from their parents and the fear of damaging their own financial future, they’re left wondering if they’re being selfish or just plain smart. ‍♀️

Brother’s Money Woes ‍♂️

Renting Struggles

A Decent Income, But…

Saving for a Home

Parents Can’t Help ‍♀️

A Possible Solution?

Fears of Responsibility

Credit Checks and Jobs

Family Pressure

Mom’s Outburst

Debt Dilemma

Caught Between Family and Finances

This person is torn between helping their financially reckless brother secure a mortgage for his growing family and protecting their own credit. With their parents piling on the pressure and the fear of being held responsible for their brother’s debt, they’re left questioning if they’re being selfish or just plain smart. Let’s see what the internet thinks of this sticky situation…

Don’t risk your credit for someone else’s poor decisions.

NTA. Co-signing for them is not an option.

Protect your credit! Don’t co-sign for a financially irresponsible sibling

Don’t co-sign, it could ruin your credit. NTA

Sibling refuses to co-sign mortgage due to past irresponsibility

Don’t do it! Co-signing could ruin your credit rating

Siding with commenter, who says NTA, in mortgage co-signing dispute

Don’t be a co-signing sucker, protect your credit!

Teachable moment for siblings on self-control.

Protect your credit and say no to co-signing.

Don’t co-sign a mortgage for an irresponsible sibling. #NTA

Protect your credit! Don’t co-sign a mortgage.

Sharing a mortgage with a sibling? NTA, but be careful!

Don’t be a 30-year safety net for irresponsible choices

Don’t co-sign and assume all the risk. Your family’s selfish.

Think twice before co-signing a mortgage. Protect your future

NTA warns against co-signing brother’s mortgage, highlights potential risks.

Taking responsibility for debts before co-signing is crucial.

Standing up to family pressure. NTA wins this mortgage battle.

Don’t risk your credit for someone else’s financial irresponsibility!

Don’t risk your financial future for an irresponsible brother.

Protect your credit and lock it up! Don’t be liable!

Don’t co-sign! You’ll miss out on first-time buyer benefits

Is becoming a landlord to relatives a bad idea?

Sibling refuses to co-sign mortgage, calls out mother’s bias.

Mom doesn’t understand finances, but you’re NTA for refusing.

Protect your credit! Listen to this NTA’s warning.

Family and finances can be a tricky mix

Protect your credit: only co-sign if you can make payments

Co-signing impacts credit score, recommend financial advisor. NTA.

Sibling’s entitled demand for mortgage co-signing is not okay

Independence is key, even in tough times.

Sibling asks for co-signing mortgage, but he’s bad with money. NTA.

Sibling refuses to co-sign mortgage due to bad credit history.

Co-signing gone wrong. Friend’s ruined credit for sister’s debt. NTA.

Protect your credit! Don’t co-sign for someone else’s mistakes.

Protect your credit score, suggest direct debt payments.

Don’t co-sign a mortgage, offer cash instead. NTA advice.

Don’t let them take advantage of you. Stay strong

Don’t sign anything OP. It’s too much drama. NTA

Protecting credit over family ties. NTA stands firm.

Protecting your credit is important, don’t co-sign for anyone!

Don’t set yourself on fire to save someone who’ll drown you.

Protect your credit and boundaries, block intrusive family. NTA

NTA commenter calls out irresponsible sibling’s credit card debt.

Protect your credit and don’t co-sign, you’ve worked hard!

Don’t risk trouble! Co-signing a mortgage can be illegal. NTA

Don’t do it! NTA. Protect your financial security

Co-signing is a bad idea, says Dave Ramsey.

Co-signing for family: one and done? NTA sets boundaries.

Cosigning is risky business. NTA for saying no.

Protect your credit: Don’t lend family more than you can lose

Protect your credit score! Don’t co-sign that mortgage.

Don’t co-sign unless for responsible college kids. Personal responsibility matters.

Co-signing a mortgage can be risky for your credit score

Helpful advice for brother’s mortgage options

Protect your credit: Don’t co-sign a mortgage for family.

Protect your credit and future. Don’t co-sign for family.

Protect your credit! Don’t co-sign unless you’re willing to pay

Don’t co-sign! Suggest a personal loan for debt consolidation instead.

Sibling drama: To co-sign or not to co-sign? NTA says no!

Protect your credit! Don’t co-sign without a plan.

Don’t co-sign! Family may expect you to pay

Don’t do it! Protect your credit and financial stability.

Ownership matters: Don’t co-sign without being on the deed

Don’t let family pressure you into financial ruin.

Don’t risk your credit for family drama.

Co-signing is a trap. Protect yourself and your credit!

Don’t co-sign anything EVER! Save for down payment instead.