TikTok | @maddiemcgiverrn

Woman Shocked After Checking Bank Balance To Find She's $50 Billion In Debt

Have you ever been in debt? It's stressful, sure. It can get out of control, sure. But usually, it's at least borderline manageable.

A woman recently shared her story of debt on TikTok, but it's on another level entirely. Maddie McGivern woke up one morning to find that she was $50 billion in debt.

She isn't an oil tycoon who just lost her company. It was just a terrible, terrible error.

She shared her story this week on TikTok.

The video, which has racked up more than 111,000 likes to date, details McGivern's experience.

"I'm not really sure what inclined me to check my bank account at, like, 2 am," she said. "But I did, and then I saw negative 49 billion."

Here's her balance.

It's a little blurry, but you can see it right here.

She called her bank to explain that she can't be $50 billion in debt, and that she thought she had something more like $76 in assets.

Commenters were full of helpful suggestions.

I like the spirit here, but I don't think any bank is going to allow her to spend more money if she's already billions of dollars in debt.

Here's what happened.

A commenter shared this story, which checks out. These things do happen sometimes.

When McGivern went to the bank to follow up, she confirmed that it's a tactic that banks use to let people know there's something wrong with their account.

She's back in the black.

Remember, if your bank ever tells you you're billions of dollars in debt, it's definitely time to call the bank.

Let us know your banking horror stories in the comments below!