Man Discovers His Mom Committed Identity Fraud, Now Family Won't Speak to Him

A man wearing a beanie and jacket.
Unsplash | Andrew Neel

A man is in a predicament after discovering that his mom borrowed a significant amount of money using his social insurance. He has to decide whether to report her for identity fraud or pay off the debt himself. The man is torn between his loyalty to his mother and his desire to do the right thing.

Despite his lawyer's advice that filing a police report does not necessarily mean pressing charges, he is still worried about the consequences. Meanwhile, his family has turned against him, and his brother has even blocked him on social media.

What should he do? Read the full story to find out more.

Discovering identity fraud from mom leaves son with tough decision

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Discovering mom's fraud - confronting her and seeking legal advice.

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Betrayed by mom's fraud, now family won't speak. Am I wrong?

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Struggling with the aftermath of discovering mom's identity fraud 💳

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Man's mom committed identity fraud, lawyer says mom may face charges

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Mom's bad credit history led to identity fraud confession 😔

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Brother's silence after mom's fraud breaks family apart

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Discovering mom's identity fraud cost him more than just money 💸

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Betrayed by his own mother: a story of identity fraud 😞

Imagine discovering that your own mother has stolen your identity and left you with a $43,000 debt. This is exactly what happened to one man who is now facing the difficult decision of reporting his own mother for identity fraud or paying off the debt himself. Despite being begged by his mother to keep it quiet, he seeks legal advice and is left feeling like he has no choice but to report her.

However, this decision has caused a huge rift in his family, with his mother and brother refusing to speak to him, and even relatives cutting ties. The man is left feeling conflicted, as he understands his mother's motives for using his social insurance to provide for the family when they were struggling financially.

But ultimately, he is left with the burden of clearing his name and recovering his credit. What would you do in this situation? Share your thoughts in the comments below.

Family expects OP to pay 43k debt from mom's fraud. NTA.

No-Jellyfish-1208 | No-Jellyfish-1208

Mother's fraud left son with 43k debt, NTA seeks justice 🕵️‍♂️

GatoMcwitch | GatoMcwitch

Fraud is fraud, and family should support doing what's right 👌

sacco645 | sacco645

Using a relative's name to borrow money without consent is abuse 💸

Zur3t4 | Zur3t4

Mother commits identity fraud, family takes her side. NTA seeks justice 🕵️‍♂️

Candy2228 | Candy2228

Family won't help with mom's debt, but expect OP to suffer. 💰

dog_star_ | dog_star_

Victim of identity fraud by own mother, struggles with credit consequences.

AZSolOracle | AZSolOracle

Mother commits identity fraud, son seeks justice, family divides 💳

mzsaylor | mzsaylor

Don't let anyone guilt trip you into covering their fraud 💳💰

hey-demons-its-me-ya | hey-demons-its-me-ya

Discovering mom's identity fraud at 24: NTA or justified reporting?

LoveBeach8 | LoveBeach8

Commenters call out mother's financial betrayal, support OP's decision. ✊

chrisorwhatever | chrisorwhatever

Mom commits identity fraud, family takes her side. NTA needs help.

beautifulstarlight | beautifulstarlight

Identity fraud by a loved one, NTA for reporting it.💳

CoffeeChaosNCussing | CoffeeChaosNCussing

Hold her accountable 🚨, she stole from her own son 💰

girl_supersonicboy | girl_supersonicboy

Standing up to family for being stolen from. 🙌

eatthebunnytoo | eatthebunnytoo

Mother committed identity fraud for groceries, sold son's future 💳🍞

helendestroy | helendestroy

Taking legal action against a family member is tough 💔⚖️


Protect yourself and report the fraud immediately. NTA.

teresajs | teresajs

Breaking the law to financially abuse your child? 🤯 Definitely NTA.

missplaced24 | missplaced24

Discovering your mom committed identity fraud and family drama. 😕

Thediciplematt | Thediciplematt

Man's mother committed identity fraud, refuses to pay back debt.

lilalbis | lilalbis

Protect your identity at all costs! NTA 👍

__cannibal | __cannibal

Family condones fraud, OP better off without them 💸👋

mobyhead1 | mobyhead1

Commenter supports man's decision to expose mom's fraud with sarcasm 🤷‍♂️

fabulousfantabulist | fabulousfantabulist

Taking a stand against identity fraud 👊🏽

Bagheera_cat | Bagheera_cat

Don't let her ruin your future. Take legal action. 💪

ComprehensiveBand586 | ComprehensiveBand586

Standing up to family for doing the right thing 💪

Kris82868 | Kris82868

Mother commits identity fraud, expects son to pay off debt. NTA.

lokip19 | lokip19

Clearing debt, not punishing mom. NTA. 💸

eelzelton | eelzelton

Commenter shares personal experience with financial abuse, advises taking legal action 🔒

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File charges to clear your conscience and protect your identity 🚨

LennyBrisco01 | LennyBrisco01

Report identity fraud, even if family is involved! 💡

parth503 | parth503

Supporting family doesn't mean hiding their crimes. 🙅‍♂️ NTA

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Mother commits identity fraud, leaves son with debt. NTA.

Tamstrong | Tamstrong

Fraud is fraud, even when it's your own mother. NTA 💳

MadTrophyWife | MadTrophyWife

NTA for reporting mom's identity fraud, but family won't help?

ChardyBowen | ChardyBowen

Single mother struggled but never committed identity fraud. NTA.

SoloDolo221 | SoloDolo221

Victim of identity fraud shares experience and advises to cut off offender.

capricorn40 | capricorn40

Reporting family for fraud: NTA takes action 💪

Purple_Owl_1 | Purple_Owl_1

Hold on to your hats! This commenter wants to press charges against the mother for identity fraud, and advises the brother to check his credit too. NTA.

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Mother commits identity fraud, family won't speak to son. NTA.

No_Proposal7628 | No_Proposal7628

Taking legal action against family is never easy 😕

Grouchy_Ladybug | Grouchy_Ladybug

Parenting is a responsibility, not a favor. NTA! 👏

MissLadyLlamaDrama | MissLadyLlamaDrama

Advice for OP to file a police report and check siblings' social insurance.

ktho64152 | ktho64152

Mom used son's credit, now family disowns him. NTA.

Vaidurya | Vaidurya

Taking a stand against crime, even within family. 👏

chichilex | chichilex

Parents responsible for raising you, not a debt to repay. 💰

bibbiddybobbidyboo | bibbiddybobbidyboo

Discovering mom's fraud, NTA chooses life-altering decision, burn inevitable.

Rosiepuff | Rosiepuff

Standing up to financial abuse 👏 #NTA

helloperoxide | helloperoxide

Providing a statement to police can have serious consequences. 💭

Undrcovrcloakndaggr | Undrcovrcloakndaggr

Empathy for victims of identity fraud. NTA x500. 😔

youliveinmydream | youliveinmydream

Forgiving $750 is different than $43k, follow lawyer's advice. 💼

UnreasonableCletus | UnreasonableCletus

Committing identity fraud has consequences. NTA for reporting it.

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Report your mother ASAP to clear your name 🚨

Elfich47 | Elfich47

Victim of identity fraud receives validation for taking a stand. 👍

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Victim of identity theft by own mother gets shunned by family.

MitaJoey20 | MitaJoey20

Standing up to family for justice 💪🏼

InteractionUpper3409 | InteractionUpper3409

Don't enable her behavior. NTA for taking legal action. 💪

knintn | knintn

Stand your ground, lose family, pay debt. 💸

sicrm | sicrm

Stand your ground! 💪🏼 NTA comment shuts down entitled family.

loudent2 | loudent2

Report her. NTA for holding her accountable for fraud 💡

DefiantStation2363 | DefiantStation2363

Don't let guilt blind you. Your mom committed fraud. 💸

AffectionateBirdy | AffectionateBirdy

Encouraging NTA to check siblings for mom's fraud 👍

gracenah | gracenah

Sibling solidarity in the face of identity fraud 🤝💸

ShooterMcDragon | ShooterMcDragon

Mother's identity fraud leaves son with $43k debt. NTA seeks justice.

charoum | charoum

Taking a stand against family fraud. 👏

jsz0 | jsz0

Report the identity theft. NTA for protecting yourself.

castlite | castlite

Standing up to family over fraud debt 💪

Piercedbunny | Piercedbunny

Parental betrayal: When a mother's actions break a child's trust 🤬

SmugElephant | SmugElephant

Do the right thing 👍 Report your mom for fraud

KiliSkywalker | KiliSkywalker

Mother stole $43k from son, family shuns him for speaking up 💰👩‍👦

melympia | melympia