Woman Refuses to Move In with Boyfriend Unless She’s a Co-Owner

Meet Fearless_file_8971 (27F) and her boyfriend Ben (29M). They’ve been together for 1.5 years and have always agreed to keep their finances separate. But when Ben suggests she move into his house, things take a dramatic turn. She doesn’t want to live with him unless they’re renting together or co-owning a place. But Ben thinks that’s ridiculous and calls her ‘irresponsible with debt.’ Let’s dive into their story…

Separate Finances, No Problem

Ben’s House and Roommates

Money Troubles and Debt Disagreements

Credit Cards and Payday Loans

Ben’s Financial Advice

Draining Accounts for Debt Repayment

Time to Move In Together?

She Prefers Her Apartment

The Cost of Moving In

Her Stance on Living Arrangements

Control and Decision-Making

Renting vs. Owning

Separate Finances and Home Ownership

Her Counter Offer

No Valid Reason?

To Co-Own or Not to Co-Own? ‍♀️

Fearless_file_8971 is caught in a dilemma. She doesn’t want to move in with her boyfriend Ben unless they’re renting together or co-owning a place, but he refuses to budge. He thinks she’s ‘irresponsible with debt’ and calls her reasons for not wanting to live in his house ‘ridiculous.’ Is she being unreasonable for wanting equal ownership and control over their living situation? Or is Ben being too stubborn and controlling? Let’s see what the internet has to say about this dramatic housing showdown…

Incompatible finances, NTA. Time to reconsider relationship

NTA. Boyfriend has control issues, wants separate finances but criticizes hers

Commenter questions how couple can save money with separate finances , sparking discussion about credit scores and financial literacy

NTA. Financial compatibility is crucial in a long-term relationship.

Ben’s financial advice gets called out by commenters

NTA. Boyfriend needs to back off on financial comments

Standing up for herself and avoiding a controlling partner

Financial red flags in relationship, keep finances separate.

Don’t move in unless both parties are on the legal document

NTA with excellent credit score, but BF thinks he knows better

Moving in with boyfriend means paying for his mortgage? NTA

Woman rightfully stands up for herself and her finances

NTA, boyfriend seems financially risky and unwilling to compromise

NTA. Financial red flags. Don’t surrender your freedom

NTA. Commenter warns of financial irresponsibility and hygiene concerns.

NTA. Ben’s financial absolutism and criticism of your separate finances is unfair. He needs to grow up with finances

Incompatibility: The Ultimate Deal Breaker ‍♀️

NTA. Partner’s poor financial decisions put savings at risk

Protect your assets! ️

NTA stands firm against financially unstable boyfriend’s bad advice

Commenter offers support to woman with financial concerns

Commenter defends OP’s financial decisions, replies note boyfriend’s lack of emergency fund

NTA commenter advises to re-examine the relationship

NTA refuses to move in with boyfriend without co-ownership. Commenters agree.

Partner’s lack of respect for finances causing relationship stress

Financial incompatibility causes tension in couple’s living situation

NTA, Ben is clueless and has superiority complex

Don’t co-own a sinking ship NTA

NTA. Boyfriend’s insistence on separate finances is a red flag

NTA, valid reasons to not move in, consider compatibility long-term

Stand up for yourself! Don’t let anyone take advantage. #NTA

Commenter defends woman’s decision to not be exploited financially

Partner’s financial demands after 1.5 years? Dump him.

Protect yourself and your finances. Don’t move in with him

Equal partnership or no partnership

Financial incompatibility and control issues.

Commenter suggests adding taxes, insurance, and cushion for repairs to rent.

NTA, and someone with bad credit who uses payday loans is not someone you should be taking financial advice from.

Financial incompatibility and control issues. NTA.

Financial disagreements can cause relationship discord

Red flags raised as boyfriend wants separate finances but joint living.

Upgrade for better benefits? Cute way of putting it.

Partner’s financial instability raises red flags for commenter.

Don’t let him leech off you! You’re NTA.

Smart move. Don’t let him pressure you into financial instability.

Woman’s boyfriend’s poor financial decisions lead to relationship doubts.

NTA. Boyfriend wants control over finances, but not his own.

Financial incompatibility can lead to relationship problems in the future

Live separately until marriage. Discuss finances and expectations beforehand.

Fairness in co-ownership debated, advisor suggested for investment calculation.

Suggests printing a lease form to test boyfriend’s financial compatibility

Dump the controlling jerk and his wasteful ways .

Mixed feelings on NTA comment about reconsidering relationship

Financial incompatibility leads to relationship breakdown

NTA. Boyfriend wants financial help but not co-ownership.

Relationship over? NTA wants co-ownership to move in

Separate finances can still mean joint expenses and responsibilities.

Financial incompatibility may be a dealbreaker

Sassy reply shuts down financial advice in one sentence

NTA stands her ground in a financially unstable relationship

NTA commenter criticizes boyfriend’s financial management skills

Secure your future or trust in forever? NTA wins.

Don’t be a chump like Ben, educate yourself