Worker Discovers Boss Has Opened Credit Card Accounts In Employees' Names

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A credit card on a laptop
Unsplash | CardMapr

What would you do if you discovered your boss opened up a credit card account in your name?

Well, calling a lawyer would be a good first step. But for those who love drama, it would also be nice if you posted it on Reddit.

That's exactly what happened to employees at a small graphic design company, and we've got the full drama right here.

"My boss opened a credit card in my name and did the same thing to 2 coworkers."

A wallet with credit cards
Unsplash | Stephen Phillips - Hostreviews.co.uk

With this title, you already know the post is going to be a doozy. OP posted it on both the r/legaladvice and r/antiwork subreddits, which feels appropriate.

OP works at a small graphic design business.

"We're open" sign
Unsplash | Clay Banks

"A couple of weeks ago, I got a call from Capital One asking about unusual charges on my credit card," OP wrote. "The rep went over a couple of charges and I literally had no idea what she was talking about."

OP only has one Capital One credit card, but according to the customer service rep, there were actually two.

"There were two large charges at different Walmart stores."

Walmart website
Unsplash | Marques Thomas @querysprout.com

While OP's normal credit card was all good, the mysterious second card was opened recently, was close to its limit, and had been making large purchases.

"I asked for the address on the accounts and one was mine," explained OP. "The other, which I had no idea about, was the home address for my boss."

Other employees had experienced the same thing.

Schitt's Creek: "That's fraud"
Giphy | CBC

After telling coworkers about the experience, "two of them immediately chimed up that they had their identities stolen last month with credit cards opened in their name."

It sounds like this all happened after the boss asked employees to fill out updated W-9 forms.

"I've put up with a lot working here, but this is absolutely the last straw."

Employees in a meeting
Unsplash | Tim Gouw

OP, understandably, is done with this awful job. They called in sick, posted their story, and began to mull over the next moves.

What might those next moves be? Reddit has a few ideas.

That boss should be reported.

Police lights
Unsplash | Scott Rodgerson

"This problem is almost bad enough that it almost doesn't belong [on r/antiwork]," wrote one commenter.

"There are a lot of bad bosses out there, but I doubt many of us have literally had straight up theft (other than wage theft) like this."

OP has some legwork to do.

Person holding a credit card while working on a laptop
Unsplash | Pickawood

Other than possibly hearing from Capital One's anti-fraud department, this case will go nowhere if OP doesn't do something about it. They've largely gone silent as they figure out what's next.

The first steps would probably involved getting a lawyer and notifying the police.

What's the worst manager you've ever had?

A credit card on a laptop
Unsplash | CardMapr

We've all had bad bosses, but most of us probably haven't had bosses who've straight up stolen our identities. In the comments, let us know how you'd handle this situation.