Parents Refuse to Take Out Loans for Daughter’s College Is It Fair?

Picture this: a family with three daughters, two biological and one adopted. The grandparents set up college savings accounts for the older two, but passed away before they could do the same for the youngest. Now, the youngest daughter is heading off to college and her savings won’t cover it all. She’s angry that her parents won’t take out loans for her, while her siblings had more financial help. Is it really fair, or are her parents in the right? Let’s dive into the story and find out!

The College Savings Accounts

The Youngest Daughter’s Situation ‍♀️

Older Daughters’ College Experiences

Parents’ Stance on Loans

Youngest Daughter’s Dilemma

Parents’ Response

The Standoff

Account Balances

College Costs

Is It Fair to Deny Youngest Daughter Loans?

So, here’s the dilemma: the youngest daughter’s college savings account has significantly less money than her siblings’, and she’s attending a more expensive private school. She’s furious that her parents won’t take out loans for her, while her sisters had more financial support. Now, she’s giving her parents the silent treatment until they agree to help her. Should the parents give in, or is it important for the youngest daughter to learn the value of money and responsibility? Let’s see what the internet has to say about this family feud…

College is expensive, but not having rich parents is common

Adopted child’s college funds causing family conflict. NTA.

Choosing a different route doesn’t mean she’s entitled.

Parents can’t afford youngest’s college, but daughter has a right to be upset

NTA commenter defends parents’ decision to not take loans for college.

NTA comment defends parents’ decision not to pay for college.

Adopted daughter’s college fund shortfall – NTA, not fair situation.

No money, no loans. NTA did their best

Adopted daughter’s college funds debated. NTA saves for youngest, loans suggested.

NTA. Youngest can’t expect a gift from non-bio grandparents.

Parents not at fault for not taking loans for daughter’s college.

Adoptive parents not TA, but should explain financial situation kindly

Curious about financial differences between siblings’ college funds

Adopted daughter’s college funds cause family tension. NTA seeks advice.

Sometimes life isn’t fair, NTA commenter suggests community college and loans.

Encouraging comment suggests seeking scholarships and aid for college tuition

American post-grad education system is the real a**hole here

Parental responsibility for college fees debated. NTA comment supports independence.

Daughter wants expensive college, parents refuse loans. NTA.

Adopted daughter’s college funds are not the parents’ responsibility. NTA

Parent receives NTA for considering community college and part-time work.

Private college not worth the debt. Public school is feasible. NTA.

Daughter can borrow for college, parents for retirement. NTA

Parent defends not taking loans for youngest daughter’s college, NTA

Curious about the daughter’s school and loan options

Adoptive parents defend their decision not to take loans for college

Parent criticized for not setting college search expectations earlier.

Parent defends not taking loans for daughter’s college, NTA.

Navigating adoption-related insecurities as a parent. NAH

Adopted daughter’s college fund: Did parents adjust contributions?

Parental refusal for loans: Commenter supports daughter, NTA verdict.

NTA suggests community college, defends decision, and questions timing

Many relate to taking out loans for college, commenter supports OP.

NTA. Parents shouldn’t take loans for their kid’s education.

Adopted daughter not entitled to siblings’ college funds. NTA

Student loans exist for a reason

Curious about inheritance and its impact on college funding.

Adopted daughter not treated differently, NTA.

Grateful or entitled? A discussion on paying for college.

Struggling to help adopted daughter with college, consider financial aid

Parent struggles to pay for daughter’s college, but offers support ❤️

Legal status affects FAFSA, commenter seeks more info

Adopted daughter may feel ‘othered’ and unloved, consider scholarships.

System’s failure to invest in education is the real a**hole

Parent is NTA, but could consider loan for daughter’s college

NTA. Commenter points out school accounts set up by in-laws.

Parenting is not taking on debt for your child’s education.

NTA for not taking loans for daughter’s expensive art school

Parent rightfully explains why they can’t pay for daughter’s college

NTA. Suggests in-state school or community college. No parent loans.

Self-made college graduate says NTA, not entitled to parents’ money.

Tips for financial aid and college opportunities, major considerations.

25k headstart is a privilege, she can apply for scholarships

NTA parent saved what they could for college, daughter acting entitled

NTA. Making the right financial decision for daughter’s college

Parents not to blame for not taking out loans for college

Step-parent defends decision not to take loans for step-daughter’s college

Explore financial aid options with the college.

Adopted daughter’s college fund: fair or unfair?

Don’t take out Parent PLUS loans, they suck. NTA.

Fairness of college fund distribution debated, potential compromise suggested

Encouraging advice for college-bound students to shop and seek scholarships

NTA. Daughter needs to recognize privilege of $25k for education.

NTA, it’s not fair but you’re not at fault.

NTA. College is a waste of money these days.

User shares personal experience and warns of potential issue with financial aid.

NTA commenter suggests community college and grants to reduce costs

Parental responsibility for child’s college tuition debated

User questions fairness of parents’ college fund distribution

Gender bias in education funding, a personal experience ‍

Fairness questioned in parents’ college funding approach

Generous in-laws set up college funds for grandkids. NTA.

Fairness to all daughters should be considered, financial advice given

Compromise suggested for college funding, personal experience shared.

Parent seeks advice on daughter’s college savings, NTA suggested.

Options for co-signing loans and getting term life insurance

More INFO needed before judging fairness of parents’ decision

Sibling’s experience shows resentment possible despite NTA decision

Compromise needed on college loans, but rude behavior unacceptable

Adopted daughter’s college fees: commenter questions parents’ claims and actions.

Don’t take out loans for expensive college. Look for scholarships.

Daughter upset over college funds, but OP NTA. Opportunity for activism

Without a co-signer, daughter can’t go to college. Compromise suggested.

Offering to help up to sisters’ account is fairest. NTA

Financial inequality due to grandparent involvement, offer to top up.

Parent’s misuse of daughter’s SS benefits questioned.