Man Buys Luxury Condo, Girlfriend Demands Equity: Who’s in the Wrong?

Imagine this: You’ve been living with your significant other in a rental condo for a couple of years. You work two jobs, clocking in between 60-100 hours per week, while your partner works about 30-35 hours at a job you helped them secure. You manage to save up enough to buy a swanky condo in a desirable neighborhood, but now your partner wants a piece of the pie. Is it fair? Or is it a case of love turning into a real estate investment? Let’s dive into this juicy tale of love, money, and property.

The Dynamic Duo: High Earner and Home Keeper

Work-Life Balance: Money Maker vs. Chore Taker

Moving on Up: From Renter to Owner

Home Sweet Upgrade: From Cramped to Spacious

The Big Move: New Beginnings or New Battles? ⚔️

Legal Matters: Protecting Property or Protecting Heart?

Future Plans: Joint Home Ownership and Marriage

Job Choices: Comfort Over Cash

The Cohabitation Agreement: A Safety Net or a Golden Handcuff?

The Big Question: Is He Being Unfair? ‍♂️

Love, Money, and Property: A Modern Love Story or a Real Estate Drama?

In a world where love and money often collide, our high-earning hero finds himself in a dilemma. After buying a luxury condo with his hard-earned money, his girlfriend is asking for equity, despite not contributing to the down payment. He’s offered her a safety net in the form of a ‘goodwill payment’ clause, but is that enough? Or is he being unfair? Let’s hear what the internet has to say about this modern love story turned real estate drama.

NTA. Holy crap, that’s a lot of money!

NTA. Girlfriend wants equity for paying rent? Not how it works.

Splitting expenses instead of charging rent could avoid conflicts

NTA. Demanding equity in partner’s purchase? That’s not how rent works.

NTA: Should equity be split before marriage? Let’s discuss!

NTA: Protect your assets in relationships. Don’t risk losing everything

Should he give her equity or not? The income inequality dilemma.

NTA. Girlfriend wants equity in luxury condo, but not the costs.

Giving her equity in the condo? That’s like giving her a fortune!

Commenter calls out the OP for not considering income proportionality.

NTA: Finances are separate in dating, not like marriage.

‍♂️ Don’t give girlfriend equity, she’s not on the hook!

She contributes to your success, consider lowering her rent.

NAH. Girlfriend wants equity in luxury condo, but it’s complicated

NTA: No rent, no equity. Stand your ground!

NTA, girlfriend doesn’t understand the financial risks and consequences

NTA: Girlfriend demands equity in luxury condo, but didn’t contribute.

Protect your investment! She’s getting a great deal.

Is this the one? Wedding bells in 2-3 years!

Independent living: A solution for their relationship dilemma.

Girlfriend’s insecurity about condo ownership creates power dynamic concerns.

NTA. You’re doing the right thing, she’s getting a good deal.

NTA: Girlfriend wants equity, but it’s like owning your landlord’s house.

Girlfriend wants equity to balance power in relationship. ‍♂️

“YTA and NTA. In my country, you don’t need to be married to be legally considered as a couple. De-facto relationships are as legally binding as marriages. And a de-facto relationship is one that exists when the couple has been together for 2 years. This set up is fairly ideal in my opinion especially with de-facto relationships becoming increasingly more popular. From my perspective and based on my own countries rules and culture, you’re not yet in a de-facto relationship so she wouldn’t be entitled to anything. So, NTA. However, I can’t for the life of me figure out why you’d want to charge your partner rent to live with you in a house you own. That’s just bizarre to me. Either she’s your partner or she’s your room mate. And $100k after 10 years is barely more then what she would be paying you in the rent you’re charging her. So YTA here. Fortunately in my country, such agreements that you have written up wouldn’t be legally binding. After 2 years you’d be legally classed as a couple and she’d be entitled to half of whatever assets and finances that have been accumulated from that point onwards. Which, from the amount you are earning, would be significant greater than $100k.”

NTA. Relationship ≠ gf ownership of assets. She knows it

Affordability concerns and fear of eviction in luxury condo purchase.

Stand your ground! Her rent is below market value. #NTA

NTA, but she feels like she’s paying to live with you

Fair rent split? Girlfriend’s financial burden vs discretionary spending.

NTA but you sound like a dick Break up?

NTA. She could easily work 2 jobs like you did

Commenter questions necessity of working 2 jobs, receives clarifying response.

Renting doesn’t typically lead to equity. Let’s discuss this!

NTA. Cohab agreement with goodwill clause? 50% divorce rate.

Lazy girlfriend expects luxury condo without contributing financially.

Commenter questions relevance of job connections, calls out inequality.

Not the a**hole for buying luxury condo.

Not the a**hole. Let’s dive into the juicy details!

NTA: Girlfriend wants equity in luxury condo, but hasn’t contributed.

Girlfriend wants equity in luxury condo. NTA for now.

NTA. Girlfriend wants equity in condo without sharing mortgage risk.

NTA, but consider creating a savings account for her future

NTA. Don’t let her guilt you into giving up your equity.

Older commenter advises OP on relationship values and future expectations

Married but still wants to be his girlfriend?

Splitting costs: equity, roommates, and utilities. Who’s responsible?

Do you even like her?

NTA, but watch your language! Is the 10k goodwill necessary?

Ouch! Expensive condo, but NTA for sure.

Discussing equity in a relationship and potential divorce settlements.

Smart move! Protect yourself and your assets. Don’t share equity.

NTA: Girlfriend doesn’t understand equity.

Protect your assets! Get that paperwork locked down!

Girlfriend demands equity in boyfriend’s luxury condo

NTA. Girlfriend wants breakup settlement? Immature and entitled.

NAH: Both want security, but charging rent seems unnecessary

Engaging comment: NTA. Why build a life with someone unmotivated?

INFO: Should he charge her for housing without paying for housework?

NTA – Girlfriend demanding equity? Red flag!

NTA. Time to end it if she stands her ground.

NTA. Run away as fast as you can. She’s trying an end-run around the cohabitation agreement, and I’m willing to bet she wouldn’t sign a prenup in the event you two married.

NTA, it’s your place, not hers. Keep yourself safe!