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19-Year-Old Demands Payback for Mom’s Debts: Will She Get Her Due?

by Diply Social Team
2 years ago
in Family
Reading Time: 15 mins read
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Imagine being a 19-year-old girl, living alone for a year, and having to deal with your mom constantly borrowing money from you. That’s the reality for this young woman who’s been financially supporting her family since she was 15, including paying for phone bills, food, and even her sister’s medicine. But when she refused to loan any more money, her mom cut her out of her life! Now, she’s considering sending an invoice to her mom and stepdad for the $550 she’s still owed. Will this bold move get her the money she deserves, or just cause more drama?

The Struggle Begins

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Family Dynamics

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Money Troubles Start

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

A Job Opportunity

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Mom Sees Dollar Signs

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

The Borrowing Begins

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Paying for the Family

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Helping Out of Love

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Stepdad in the Dark?

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Cut Out of Her Life

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

The Money Owed

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Broken Promises

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Double Borrowing

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Considering an Invoice

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

The Ultimate Question

Image credit: queeniegme | queeniegme
queeniegme | queeniegme

Will She Get Her Money Back? ‍♀️

This 19-year-old has been financially supporting her family for years, but when she stopped lending money, her mom cut her out of her life. Now, she’s considering sending an invoice to both her mom and stepdad for the $550 she’s still owed. With her mom borrowing money from multiple sources and not paying it back, it’s no wonder she’s fed up! Will this bold move finally get her the money she deserves, or will it just cause more family drama? Let’s see what people think about this situation…

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NTA, but cut your losses and don’t lend her money again

Image credit: thirdtryisthecharm | thirdtryisthecharm
thirdtryisthecharm | thirdtryisthecharm

User advises to cut off lending money to mom and inform stepdad

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA, but not worth it to pursue repayment.

Image credit: goldenhourbaby | goldenhourbaby
goldenhourbaby | goldenhourbaby

Daughter confronts narcissistic mom for stealing her hard-earned money

Image credit: disindiantho | disindiantho
disindiantho | disindiantho

Cutting off toxic family for a better life

Image credit: TheFairyingForest | TheFairyingForest
TheFairyingForest | TheFairyingForest

Commenter gets sympathy for not getting payback from mom

Image credit: xshainax | xshainax
xshainax | xshainax

NTA: Commenter suggests sending money directly to sister to avoid manipulation.

Image credit: DutchMadness77 | DutchMadness77
DutchMadness77 | DutchMadness77

NTA seeks justice for mom’s debts, but family is powerless.

Image credit: Born_Cup_5441 | Born_Cup_5441
Born_Cup_5441 | Born_Cup_5441

Commenter refuses to loan money to mom for sisters’ sake.

Image credit: Bogglesthemind357 | Bogglesthemind357
Bogglesthemind357 | Bogglesthemind357

Don’t give her a cent going forward. Build a stable life

Image credit: plm56 | plm56
plm56 | plm56

Getting justice but not the money? That’s a bummer.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Send the invoice to stepdad . Might open his eyes to mom’s behavior.

Image credit: HPNerd44 | HPNerd44
HPNerd44 | HPNerd44

Commenter defends 19-year-old against abusive mother, calls for charges.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Valuable lesson learned: never loan money to family. Consider it a gift

Image credit: CraigBybee | CraigBybee
CraigBybee | CraigBybee

Cutting off family loans: NTA’s tough but necessary decision.

Image credit: cherrikokie | cherrikokie
cherrikokie | cherrikokie

Lesson learned: never loan money to users.

Image credit: mousechick69 | mousechick69
mousechick69 | mousechick69

Commenter sympathizes with OP and suggests telling family members.

Image credit: mcmurrml | mcmurrml
mcmurrml | mcmurrml

NTA suggests clever tactic to get owed money from mother

Image credit: ShaneVis | ShaneVis
ShaneVis | ShaneVis

NTA, commenter suggests talking to step dad for trustworthiness

Image credit: Expensive-Isopod8249 | Expensive-Isopod8249
Expensive-Isopod8249 | Expensive-Isopod8249

NTA, but an invoice won’t solve the problem

Image credit: CutiePopIceberg | CutiePopIceberg
CutiePopIceberg | CutiePopIceberg

Cut her off and bill her, but don’t expect payment

Image credit: Borageandthyme | Borageandthyme
Borageandthyme | Borageandthyme

Learned a hard lesson: no loans without written agreement

Image credit: boiledpenny | boiledpenny
boiledpenny | boiledpenny

Lesson learned: Don’t loan money over and over again

Image credit: WittyButter217 | WittyButter217
WittyButter217 | WittyButter217

User empathizes with OP and asks about their dad. ‍

Image credit: AKA_June_Monroe | AKA_June_Monroe
AKA_June_Monroe | AKA_June_Monroe

Letting go of debt: the key to moving forward

Image credit: QuirkySyrup55947 | QuirkySyrup55947
QuirkySyrup55947 | QuirkySyrup55947

Learn from this cautionary tale: never lend to friends/family!

Image credit: Suspicious_Tax_8856 | Suspicious_Tax_8856
Suspicious_Tax_8856 | Suspicious_Tax_8856

Justice served? NTA seeks payback and legal action.

Image credit: Last_Caterpillar8770 | Last_Caterpillar8770
Last_Caterpillar8770 | Last_Caterpillar8770

Commenter defends 19-year-old’s actions in debt dispute.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA, but $$$ recovery unlikely.

Image credit: RainCityMomWriter | RainCityMomWriter
RainCityMomWriter | RainCityMomWriter

Lesson learned: Never lend family money, especially not mom.

Image credit: DowncastOlympus | DowncastOlympus
DowncastOlympus | DowncastOlympus

Parenting roles reversed: 19-year-old demands payback for mom’s debts. NTA.

Image credit: BryLac | BryLac
BryLac | BryLac

Legal action may be necessary for payback. NTA.

Image credit: MrsGruusahm | MrsGruusahm
MrsGruusahm | MrsGruusahm

Don’t waste time chasing the loan, consider it rent instead

Image credit: moribundbunny | moribundbunny
moribundbunny | moribundbunny

Taking a stand against a toxic family dynamic.

Image credit: DeathBecomesHerrrrrr | DeathBecomesHerrrrrr
DeathBecomesHerrrrrr | DeathBecomesHerrrrrr

Public go-fund-me for sisters’ medicine and let everyone know!

Image credit: TurbulentDrawing6 | TurbulentDrawing6
TurbulentDrawing6 | TurbulentDrawing6

Cutting losses: NTA advises against lending money to family

Image credit: Sure_Tree_5042 | Sure_Tree_5042
Sure_Tree_5042 | Sure_Tree_5042

Avoiding toxic family members: NTA but not worth the effort

Image credit: Affectionate-Pay2195 | Affectionate-Pay2195
Affectionate-Pay2195 | Affectionate-Pay2195

Expose her to family and cut her off. NTA

Image credit: ghettoblaster78 | ghettoblaster78
ghettoblaster78 | ghettoblaster78

NTA demands payback from abusive mom, seeks justice in court

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Hold her accountable, but don’t sink to her level.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

NTA commenter advises seeking counseling and warning family members.

Image credit: thinkalotanonsense | thinkalotanonsense
thinkalotanonsense | thinkalotanonsense

NTA. Demand repayment, but don’t expect it. Lesson learned. Move on.

Image credit: judarltx | judarltx
judarltx | judarltx

Band together with other victims to stop her scamming

Image credit: moonspiderxx | moonspiderxx
moonspiderxx | moonspiderxx

Commenter advises 19-year-old to prioritize therapy over payback.

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Letting go of debt: NTA comment suggests it’s not worth it.

Image credit: firemen432 | firemen432
firemen432 | firemen432

Commenter sympathizes with OP and advises against lending more money.

Image credit: Winstonisapuppy | Winstonisapuppy
Winstonisapuppy | Winstonisapuppy

Family debts and valuable lessons. Share your experiences below!

Image credit: Sufficient_Oil_1756 | Sufficient_Oil_1756
Sufficient_Oil_1756 | Sufficient_Oil_1756

Commenter empathizes with OP and advises to move on.

Image credit: EvidenceRemote1425 | EvidenceRemote1425
EvidenceRemote1425 | EvidenceRemote1425

Advice to move on and not lend more, not worth it

Image credit: El_Silksterro | El_Silksterro
El_Silksterro | El_Silksterro

Encouraging comment about seeking therapy after financial abuse by mother.

Image credit: OkPhilosopher1313 | OkPhilosopher1313
OkPhilosopher1313 | OkPhilosopher1313

Commenter sympathizes with OP and calls out OP’s mother.

Image credit: Life-Tutor-5165 | Life-Tutor-5165
Life-Tutor-5165 | Life-Tutor-5165

Don’t lend money to family unless you can afford to gift

Image credit: FinanceFiend2020 | FinanceFiend2020
FinanceFiend2020 | FinanceFiend2020

Commenter expresses concern for siblings’ well-being and receives reassuring reply

Image credit: Wise-Caterpillar8301 | Wise-Caterpillar8301
Wise-Caterpillar8301 | Wise-Caterpillar8301

Commenter suggests cutting losses, advice not taken seriously.

Image credit: Responsible_Candle86 | Responsible_Candle86
Responsible_Candle86 | Responsible_Candle86

NTA seeks payback from mom’s debts and considers small claims court.

Image credit: Ketamine-pigeon | Ketamine-pigeon
Ketamine-pigeon | Ketamine-pigeon

Commenter supports OP but warns against expecting repayment.

Image credit: HarliquinJane54 | HarliquinJane54
HarliquinJane54 | HarliquinJane54

Realistic advice on lending money to family members

Image credit: charlybell | charlybell
charlybell | charlybell

Fight for your money! Small claims court is your best bet

Image credit: Ok_Imagination7913 | Ok_Imagination7913
Ok_Imagination7913 | Ok_Imagination7913

NTA demands payback, but commenters advise no contact for resolution.

Image credit: ribbonsofgreen | ribbonsofgreen
ribbonsofgreen | ribbonsofgreen

Empathetic comment acknowledges financial abuse by mother.

Image credit: PsilosirenRose | PsilosirenRose
PsilosirenRose | PsilosirenRose

Exploitation of a minor: commenter supports OP’s actions.

Image credit: CutEmOff666 | CutEmOff666
CutEmOff666 | CutEmOff666

Commenter advises cutting off financial support to daughter

Image credit: PlaneTurbulent4825 | PlaneTurbulent4825
PlaneTurbulent4825 | PlaneTurbulent4825

NTA and should notify family. $550 to get her out

Image credit: OffMyRocker2016 | OffMyRocker2016
OffMyRocker2016 | OffMyRocker2016

Don’t let debt ruin your mental health. Stay LC/NC.

Image credit: Red_Carrot | Red_Carrot
Red_Carrot | Red_Carrot

Supportive advice for standing up to mom and stepdad.

Image credit: Living_Life1962 | Living_Life1962
Living_Life1962 | Living_Life1962

Set boundaries and warn others, but don’t expect repayment

Image credit: [deleted] | [deleted]
[deleted] | [deleted]

Protect your money and pay bills directly. NTA for trying.

Image credit: Which-Month-3907 | Which-Month-3907
Which-Month-3907 | Which-Month-3907

Adult child demands payback from mom: NTA or entitlement?

Image credit: Damn_bibiii | Damn_bibiii
Damn_bibiii | Damn_bibiii

Family secrets and debts: Should she tell her bio dad?

Image credit: Augustus87_hc | Augustus87_hc
Augustus87_hc | Augustus87_hc

NTA demands payback from mom for illegal actions. Get your money

Image credit: Sweet-Interview5620 | Sweet-Interview5620
Sweet-Interview5620 | Sweet-Interview5620

Commenter defends 19-year-old’s demand for payback with NTA verdict.

Image credit: Ok-Number-5658 | Ok-Number-5658
Ok-Number-5658 | Ok-Number-5658

Commenter supports OP suing their mother for her debts.

Image credit: DerpyMcDerpington17 | DerpyMcDerpington17
DerpyMcDerpington17 | DerpyMcDerpington17

Cut ties and learn a cheap lesson. NTA. Good luck!

Image credit: Public_Document_1602 | Public_Document_1602
Public_Document_1602 | Public_Document_1602

Take control of your life, never loan family money again

Image credit: dashingirish | dashingirish
dashingirish | dashingirish

Protecting siblings from mom’s debts, NTA for asking payback.

Image credit: MightyThorgasm | MightyThorgasm
MightyThorgasm | MightyThorgasm

Daughter rightfully demands payback from selfish mother.

Image credit: manouna-theo | manouna-theo
manouna-theo | manouna-theo

Stand up against financial abuse. NTA, but good luck

Image credit: MCDexX | MCDexX
MCDexX | MCDexX

Don’t fall for it. If you get your money, great.

Image credit: junebug6997 | junebug6997
junebug6997 | junebug6997

Heartwarming support for daughter demanding payback from her mother ❤️

Image credit: Fluid_Cat_282 | Fluid_Cat_282
Fluid_Cat_282 | Fluid_Cat_282

Empathetic comment supports sending the check to negligent parents.

Image credit: fabfusion2000 | fabfusion2000
fabfusion2000 | fabfusion2000

Posting on entitledparents, NTA refuses to pay mom’s debts.

Image credit: ravenitrius | ravenitrius
ravenitrius | ravenitrius
Tags: Family

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